
916 PINEY POINT ROAD, PALMETTO, FL, 34221
Active260 days on marketListed Nov 17, 2025MLS #A4671400
About this home
916 PINEY POINT ROAD
Discover a rare slice of Old Florida at 916 Piney Point Road, a little over half an acre tucked just 500 feet from the shores of Tampa Bay. This unique property sits in one of Palmetto’s most historic waterfront enclaves, once home to the original Beeline Ferry landing, which carried residents across Tampa Bay long before the Sunshine Skyway Bridge existed. Opportunities in this area are few and far between, and this parcel offers the kind of flexibility and history buyers dream about. Set at the very end of a quiet, dead-end road, the property features an existing 1930s-era 576 sq ft that is not currently habitable but provides an incredible canvas for your vision, whether you’re planning a weekend retreat, a coastal cottage rebuild, or a future homesite steps from the bay. The lot offers plenty of space, mature natural surroundings, and the hard-to-find no HOA lifestyle that lets you design your project your way. Enjoy quick access to a county boat launch just moments from the property, putting you within minutes of world-class fishing, boating, and sunsets on the bay. From here, you can be in St. Petersburg, Tampa, Sarasota, Bradenton, or Anna Maria Island in under an hour, making this one of the most central waterfront corridor locations in all of Manatee County. Whether you’re drawn to the area’s Old Florida feel, the incredible proximity to Tampa Bay, or the chance to build something truly special on a historic piece of Piney Point, this property is ready for its next chapter. Buyer and buyer’s agent are advised to conduct all due diligence with Manatee County regarding zoning, land use, permitted structures, renovation or rebuild requirements, utilities, and any future development plans. Existing structure is considered uninhabitable and is not warranted. All building, permitting, setback, and usage questions must be verified directly with the appropriate county departments, as seller and broker make no guarantees or representations. Property is sold as-is.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
576
Sqft
0.51 ac
Lot size
1930
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,521 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,521/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$347 vs $205
Days on market
260 vs 57 typical
Where $347/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
219 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 916 PINEY POINT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$160,000
912 PINEY POINT ROAD · same community
2 bd · 1 ba · 384 sqft · $417/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 916 PINEY POINT ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 916 PINEY POINT ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
916 PINEY POINT ROAD FAQs
What would the monthly payment be for 916 PINEY POINT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,521/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 916 PINEY POINT ROAD?+
The most recent tax bill on record (2024) was $1,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 916 PINEY POINT ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $199,999, this home is listed about 49% below the Palmetto median of $395,159. The market section on this page shows how the area is trending.
Which schools are assigned to 916 PINEY POINT ROAD?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALMETTO 34221 market on paper
$199,999 is 46% below the PALMETTO 34221 median of $372,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
260 days on market against a Palmetto median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $227,000, now $199,999 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Matthew Bender. MLS #A4671400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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