401 20TH PLACE, BRADENTON BEACH, FL, 34217
Active258 days on marketListed Nov 7, 2025MLS #A4671160
About this home
401 20TH PLACE
Welcome to your coastal paradise in beautiful Bradenton Beach! "Hidden Treasure" is a stunning 7-bedroom, 7½-bath luxury home that offers the ultimate in island living — perfectly situated on a serene canal with direct boating access to the Intracoastal Waterway and the Gulf of Mexico. Designed for comfort, entertaining, and unforgettable sunsets, this spacious multi-level home features an open-concept living area with high ceilings, elegant finishes, and breathtaking water views. The gourmet kitchen is a chef’s dream — complete with quartz countertops, premium stainless steel appliances, and an oversized island ideal for gathering. Each bedroom offers an en suite bath, providing privacy and comfort for guests or extended family. Outdoors, enjoy a heated saltwater pool and spa and multiple covered patios. This home perfectly blends luxury, location, and lifestyle. Hidden Treasure has been a successful rental for years. With its close proximity to the beautiful beaches of Anna Maria Island and being directly on a saltwater canal it truly is a slice of heaven on Earth. *Bonus* A 2024 6 seater golf cart is included in the sale.
Facts & features
The home at a glance
7
Bedrooms
7.5
Bathrooms
2,646
Sqft
0.11 ac
Lot size
2
Garage
2019
Year built
Three Or More
Levels
$1,172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,695 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,695/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bradenton Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
BRADENTON BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$665K → $720K
Bradenton Beach median sold, yr/yr
90.4%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 151% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 20TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 20TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 20TH PLACE FAQs
What would the monthly payment be for 401 20TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,695/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 401 20TH PLACE?+
The most recent tax bill on record (2024) was $31,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton Beach?+
At $3,100,000, this home is listed about 187% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.
Which schools are assigned to 401 20TH PLACE?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$3,100,000 runs 151% above the BRADENTON BEACH 34217 median — but at 2,646 sqft it's also nearly twice the size of the typical Bradenton Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
258 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,175,000, now $3,100,000 — a $75K cut. The full history is in the market section below.
Listing courtesy of RE/MAX ALLIANCE GROUP · Sean Sabbia. MLS #A4671160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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