David Ramirez
$1,675,0003 bd2 ba1,995 sqft$840 /sqft$11,061 /mo all-in ↓

1649 STANFORD LANE, SARASOTA, FL, 34231

Active271 days on marketListed Nov 5, 2025MLS #A4671051

WaterfrontPrivate poolSingle Family ResidenceAQUALANE ESTATES 1ST

About this home

1649 STANFORD LANE

Enjoy Sarasota’s waterfront lifestyle in this beautiful 3-bedroom, 2-bath canal-front home located in the sought after Aqualane Estates. Sitting on over a quarter-acre, this 1,995 sq. ft. property features an open floor plan with plenty of natural light and easy flow from the living areas to the outdoors. Step outside to your private pool and spacious patio overlooking the peaceful canal, perfect for relaxing, entertaining, or watching the sunset. Boaters will love the private dock and lift leading right out to the Bay with no bridge Gulf access as well. The thoughtfully designed layout blends indoor and outdoor living, making the most of the Florida lifestyle. Whether you’re looking for a full-time residence, winter getaway, or investment property, this home offers comfort, convenience, and charm in one package. Located just minutes from Siesta Key Village, award-winning beaches, shopping, and dining, this canal-front retreat has it all

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,995

Sqft

0.28 ac

Lot size

2

Garage

1977

Year built

One

Levels

$840

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringEngineered Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesSoutheast
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

Taxes (2023)$14,821/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,061 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,038
PMI (est., until 20% equity)$628
Property tax — 2023 actual bill$1,235
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $167,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $167,500
Interest rate6.00%
Loan term

Estimated payment

$11,061/mo

Principal & interest$9,038
PMI (est., until 20% equity)$628
Property taxes (actual bill)$1,235
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$1.0MedgeAI estimate $1,144,077 · range $1.0M$1.3M$1.7M

vs edgeAI estimate

+46.4%

$/sqft vs Sarasota actives

$840 vs $343

Days on market

271 vs 62 typical

Where $840/sqft sits among the 400 Sarasota actives

220
61
37
33 · this home
19
30
$158–377$377–597$597–816$816–1035$1035–1254$1254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Aqualane Estates

Map of 1649 STANFORD LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Aqualane Estates — neighborhood snapshot

Population

431

Median age

68

Median income

$111,731

Median home value

$485,800

Avg household

2

Households w/ children

9%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$495K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

152 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 701% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

Nov 5, 2025Listed at $1,675,000 · 271 days on market since
1977Built · AQUALANE ESTATES 1ST

Reality check

What actually sold near 1649 STANFORD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1837 UPPER COVE TERRACESold · May ’26

$1,189,995

1837 UPPER COVE TERRACE

3 bd · 2 ba · 1,964 sqft · $606/sqft · 110 DOM

915 SEASIDE DRIVE UNIT 604Sold · May ’26

$1,400,000

915 SEASIDE DRIVE UNIT 604

3 bd · 3 ba · 1,920 sqft · $729/sqft · 453 DOM

915 SEASIDE DRIVE UNIT 310Sold · May ’26

$1,200,000

915 SEASIDE DRIVE UNIT 310

3 bd · 3 ba · 1,900 sqft · $632/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1649 STANFORD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1649 STANFORD LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1649 STANFORD LANE FAQs

What would the monthly payment be for 1649 STANFORD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,061/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1649 STANFORD LANE?+

The most recent tax bill on record (2023) was $14,821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1649 STANFORD LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,675,000, this home is listed about 194% above the Sarasota median of $569,945. The market section on this page shows how the area is trending.

Which schools are assigned to 1649 STANFORD LANE?+

Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,675,000 runs 701% above the SARASOTA 34231 median — but at 1,995 sqft it's also 18% larger than the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

271 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Rinat Sikdar. MLS #A4671051.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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