10315 CORTEZ ROAD W UNIT 4-4, BRADENTON, FL, 34210
Active273 days on marketListed Nov 5, 2025MLS #A4670979
About this home
10315 CORTEZ ROAD W UNIT 4-4
Vacant lot in Paradise Bay Estates. MUST be sold with lot 2-4 (MLS A4670972). Will not be sold separately. Design plans available for a lovely 2BR/2BA new elevated structure that will showcase the beautiful Sarasota Bay waterfront views from this location. Both lots need to be purchased together in order to accommodate a new structure. This rare opportunity to create a new home with outstanding unobstructed views of Sarasota Bay would allow your retirement dream home to be nestled within the peaceful and vibrant +55 Paradise Bay Estates co-op community. This location offers an unparalleled view of the serene Sarasota Bay. You’ll be just a short 2-mile walk, bike, drive, or boat ride away from the picturesque beaches of Anna Maria Island, where you can soak up the sun, swim, or explore the island’s charming shops and restaurants. The community itself is a haven for those seeking both tranquility and excitement. Enjoy a wealth of activities, from musical events and potluck dinners in the active clubhouse to leisurely afternoons at the water’s edge. The park also features several charming gazebos, perfect for watching breathtaking sunsets over the bay or sharing good times with friends. For boating enthusiasts, there’s a community boat ramp and docks available, though the docks are currently on a waiting list. Kayaking excursions and golf outings are popular pastimes, offering a balance of adventure and relaxation right at your doorstep. Whether you’re looking to build a peaceful retreat or a vibrant home surrounded by an engaged community, this lot offers an exceptional opportunity to live in a location that truly lives up to its name—Paradise Bay. Buyer is responsible to do their due diligence with Manatee County and the park to obtain approval to build their chosen structure on these two lots.
Facts & features
The home at a glance
0.02 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $421K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10315 CORTEZ ROAD W UNIT 4-4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$63,888
10315 W 5TH STREET UNIT 46-5 · same community
2 bd · 1 ba · 0 sqft · 1 DOM
Sold · May ’26$56,000
10315 CORTEZ ROAD W UNIT 71-4 · same community
1 bd · 1 ba · 340 sqft · $165/sqft · 411 DOM
Sold · Jul ’26$97,000
10315 CORTEZ ROAD W UNIT 12-3 · same community
1 bd · 1 ba · 432 sqft · $225/sqft · 149 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10315 CORTEZ ROAD W UNIT 4-4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10315 CORTEZ ROAD W UNIT 4-4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10315 CORTEZ ROAD W UNIT 4-4 FAQs
What would the monthly payment be for 10315 CORTEZ ROAD W UNIT 4-4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,204/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10315 CORTEZ ROAD W UNIT 4-4?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10315 CORTEZ ROAD W UNIT 4-4?+
The most recent tax bill on record (2024) was $908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10315 CORTEZ ROAD W UNIT 4-4?+
The listing reports pets: Cats OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $124,500, this home is listed about 68% below the Bradenton median of $389,850. The market section on this page shows how the area is trending.
Which schools are assigned to 10315 CORTEZ ROAD W UNIT 4-4?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34210 market on paper
$124,500 is 38% below the BRADENTON 34210 median of $199,700.
02Time on market is leverage
273 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $130,000, now $124,500 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Sandra Greiner, PA. MLS #A4670979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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