David Ramirez
$1,189,000$1,219,0003 bd2.5 ba1,722 sqft$690 /sqft$9,540 /mo all-in ↓

221 17TH STREET N, BRADENTON BEACH, FL, 34217

Active277 days on marketListed Oct 27, 2025MLS #A4669957

Priced 4% below the BRADENTON BEACH 34217 medianReduced $30KTownhouseBRADENTON BEACH CLUB BLDG 1

Come see it

Upcoming open house

Thu, Aug 13

11:30 AM – 2:30 PM

About this home

221 17TH STREET N

Wonderful Gulf-to-Bay complex on Anna Maria Island. Furnished Townhouse with many custom details. First level living features tile flooring throughout, eat-in kitchen with center island and stainless appliances; combo living/dining; powder room; and private screened patio. The second living level has laminate and tile flooring; three bedrooms; two baths; plus laundry room with cabinetry. A private elevator servicing all three levels and a tandem garage with abundant storage on the ground level round out this fabulous Island residence. Air conditioners both replaced in 2015, living room furniture replaced in 2022, dryer replaced in 2021, washer replaced 2022, and dishwasher replaced in 2024. Amenities include two pools, spa, fitness center, beach access, Gulf side beach storage room, a swing under Gazebo on the Bay with a little dock area to launch your kayak. This is a MOVE-IN Ready home. Liberal rental policy makes this a great investment too!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,722

Sqft

0 ac

Lot size

2

Garage

2005

Year built

Three Or More

Levels

$690

Per sqft

TurnkeyPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingTandem · Under Building
ExteriorIrrigation System · Sliding Doors · Storage

Community & fees

HOA fee$1,233/mo
Taxes (2024)$15,423/yr
PetsYes
CommunityFishing · Intracoastal Waterway · Water Access · Waterfront · Buyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,540 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,416
PMI (est., until 20% equity)$446
Property tax — 2024 actual bill$1,285
HOA fee — from the listing$1,233
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $118,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $118,900
Interest rate6.00%
Loan term

Estimated payment

$9,540/mo

Principal & interest$6,416
PMI (est., until 20% equity)$446
Property taxes (actual bill)$1,285
HOA / condo fee$1,233
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton Beach actives

$690 vs $906

Days on market

277 vs 47 typical

Where $690/sqft sits among the 89 Bradenton Beach actives

32
14 · this home
17
13
4
9
$441–678$678–916$916–1153$1153–1390$1390–1628$1628+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton Beach

Map of 221 17TH STREET N

Drive times from this address

Downtown Tampa69 min
Tampa Int’l Airport (TPA)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer16.8 months of inventoryBuyer’s market

$665K$720K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

38 of 89

Bradenton Beach actives have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,189,000 $30K
Oct 27, 2025Listed at $1,219,000 · 277 days on market since
2005Built · BRADENTON BEACH CLUB BLDG 1

Reality check

What actually sold near 221 17TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

301 17TH STREET NSold · Jan ’26

$1,135,000

301 17TH STREET N

3 bd · 2.5 ba · 1,722 sqft · $659/sqft · 26 DOM

4318 MARINA VIEW WAYSold · Oct ’25

$1,350,000

4318 MARINA VIEW WAY

3 bd · 2.5 ba · 1,683 sqft · $802/sqft · 0 DOM

4305 MARINA VIEW WAYSold · Apr ’26

$1,610,000

4305 MARINA VIEW WAY

3 bd · 2.5 ba · 1,683 sqft · $957/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 221 17TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 221 17TH STREET N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

221 17TH STREET N FAQs

What would the monthly payment be for 221 17TH STREET N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,540/mo — principal and interest, the actual property-tax bill, the $1,233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 221 17TH STREET N?+

The association fee works out to $1,233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 221 17TH STREET N?+

The most recent tax bill on record (2024) was $15,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 221 17TH STREET N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton Beach?+

At $1,189,000, this home is listed about 10% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.

Which schools are assigned to 221 17TH STREET N?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON BEACH 34217 market on paper

$1,189,000 is 4% below the BRADENTON BEACH 34217 median of $1,237,500, and at $690/sqft it sits under the Bradenton Beach average of $966.

02Know the monthly fee

The association fee is $1,233/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

277 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,219,000, now $1,189,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Michelle Musto. MLS #A4669957.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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