4653 SAN LUIS TERRACE, NORTH PORT, FL, 34286
Active284 days on marketListed Oct 24, 2025MLS #A4669584
About this home
4653 SAN LUIS TERRACE
Under Construction. Beautiful new construction home designed for modern living, offering 2,527 sq ft under roof and 1,724 sq ft of living area. This property features 3 bedrooms, 2 bathrooms, plus a study/home office, and a spacious two-car garage with extended driveway. The open-concept floor plan is enhanced by high ceilings, creating a bright and inviting atmosphere. The home includes energy-efficient impact-rated windows and doors, luxury vinyl flooring throughout the main living areas, and ceramic tile in the bathrooms. The kitchen showcases high-end cabinetry, stainless steel appliances, an oversized island, and quartz countertops, with matching quartz surfaces in the bathrooms for a cohesive design. The primary suite offers a walk-in closet and double vanity, while the secondary bedrooms are generously sized with ample closet space and oversized sliding doors. Additional features include a laundry room, spacious covered terrace ideal for outdoor entertaining, and CITY WATER connection. Located outside of a flood zone, with no HOA and no CDD fees. Situated in a quiet area of North Port, conveniently close to shopping centers and the main US-41 (Tamiami Trail), providing easy access to dining, retail, recreational amenities, and the Gulf Coast beaches. DO NOT MISS THE OPPORTUNITY TO BE THE FIRST OWNER OF THIS BEAUTIFUL HOME.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,724
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.9%
$/sqft vs North Port actives
$255 vs $199
Days on market
284 vs 53 typical
Where $255/sqft sits among the 400 North Port actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port Gardens
Get to know North Port. See the full North Port guide →
North Port Gardens — neighborhood snapshot
Population
4,415
Median age
40
Median income
$74,049
Median home value
$306,400
Avg household
3
Households w/ children
748
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
182 of 400
North Port actives have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1367% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 4653 SAN LUIS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$270,000
5314 SABRINA TERRACE · same community
3 bd · 2 ba · 1,592 sqft · $170/sqft · 30 DOM
Sold · Oct ’25$270,000
5133 SAN LUIS TERRACE · same community
3 bd · 2 ba · 1,856 sqft · $145/sqft · 43 DOM
Sold · Jul ’26$279,000
5350 SAN LUIS TERRACE · same community
3 bd · 2 ba · 1,557 sqft · $179/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4653 SAN LUIS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4653 SAN LUIS TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4653 SAN LUIS TERRACE FAQs
What would the monthly payment be for 4653 SAN LUIS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,006/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4653 SAN LUIS TERRACE?+
The most recent tax bill on record (2024) was $730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $440,000, this home is listed about 31% above the North Port median of $336,350. The market section on this page shows how the area is trending.
Which schools are assigned to 4653 SAN LUIS TERRACE?+
Cranberry Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$440,000 runs 1367% above the NORTH PORT 34286 median.
02Time on market is leverage
284 days on market against a North Port median of 53 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Cranberry Elementary School, Heron Creek Middle School, North Port High School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SRQ INTERNATIONAL REALTY LLC · Miguel Delgado Gonzalez. MLS #A4669584.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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