David Ramirez
$7,995,000$8,795,0004 bd3.5 ba4,705 sqft$1,699 /sqft$52,025 /mo all-in ↓

3631 SAN REMO TERRACE, SARASOTA, FL, 34239

Active273 days on marketListed Nov 3, 2025MLS #A4669078

Reduced $800KWaterfrontPrivate poolSingle Family ResidenceSAN REMO ESTATES

About this home

3631 SAN REMO TERRACE

Anchored in one of Sarasota’s most coveted deep water waterfront communities, 3631 San Remo Terrace presents a rare opportunity to own a modern luxury home with direct boating access in San Remo Estates, just moments from Siesta Key, Downtown Sarasota, and Southside Village. Completed in 2021 by award-winning designer Stephen Chung and enhanced with thoughtful 2025 upgrades, this coastal contemporary residence blends clean architectural lines with warm, natural finishes, ideal for buyers seeking newer construction, move-in-ready condition, and hurricane-resilient design in a prime location. Positioned on protected sailboat water with no fixed bridges, the property offers seamless access to Sarasota Bay and a short, unobstructed ride to the Gulf, making it perfectly suited for avid boaters. Spanning approximately 4,750 square feet under air, with nearly 3,000 additional square feet of outdoor living space, the home is designed around the indoor-outdoor lifestyle today’s luxury buyers prioritize. The open-concept layout is anchored by a chef’s kitchen featuring a sculptural marble island and Sub-Zero and Wolf appliances, flowing effortlessly into a great light-filled room with a stone fireplace, custom built-ins, and floor-to-ceiling glass sliders that open to expansive terraces. A temperature-controlled wine room with 1,800-bottle capacity adds a refined touch, while the dining space creates a striking architectural focal point. The primary suite offers true resort-style living, with private access to both a tranquil courtyard with spa and sauna and the waterfront pool terrace. Inside, a custom walk-in closet and spa-inspired bath reflect the level of finish expected in a luxury retreat. The second level features three additional bedrooms, a flexible gym or office, and a loft-style workspace, providing versatility for modern living. Outdoors, the illuminated saltwater pool with a glass wall, newly enhanced outdoor kitchen, and expansive entertaining areas create a private waterfront oasis. The deep-water dock is equipped with two 22,000-pound boat lifts, and a floating dock, delivering a true boating lifestyle. Additional highlights include a three-car garage with a lift, epoxy flooring, and custom storage. A fully integrated smart home system, featuring programmable lighting and shades, whole-home audio, Apple TV integration, a generator, and high-speed WiFi, meets the expectations of today’s tech-forward buyer. Furniture is available separately to create a more turnkey concept. Located within San Remo Estates, the home offers a rare balance of privacy and central convenience. Just minutes from Siesta Key via the nearby North Bridge, beach access becomes part of everyday life. Set on a deep-water basin seconds from Sarasota Bay, the property provides protected docking with immediate access to open water and a short ride to the Gulf. Southside Village and Downtown Sarasota are both a quick drive away without the need to cross any bridges, offering boutique shopping, cafés, acclaimed dining, and a vibrant arts and cultural scene. Everyday conveniences, including top-rated schools, Sarasota Memorial Hospital, and key corridors like US-41 and I-75, are all within close reach. This is a location that seamlessly connects protected waterfront living with the very best of Sarasota.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

4,705

Sqft

0.38 ac

Lot size

3

Garage

2021

Year built

Two

Levels

$1,699

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Refrigerator · Washer · Water Filtration System · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Sauna · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
ViewPool · Water
FacesWest
ParkingCircular Driveway · Driveway · Garage Door Opener · Off Street · Oversized
ExteriorBalcony · Irrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$68,556/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$52,025 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$43,141
PMI (est., until 20% equity)$2,998
Property tax — 2025 actual bill$5,713
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $799,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $799,500
Interest rate6.00%
Loan term

Estimated payment

$52,025/mo

Principal & interest$43,141
PMI (est., until 20% equity)$2,998
Property taxes (actual bill)$5,713
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $8.0M
$2.4MedgeAI estimate $2,537,795 · range $2.5M$2.7M$8.3M

vs edgeAI estimate

+215%

$/sqft vs Sarasota actives

$1,699 vs $343

Days on market

273 vs 58 typical

Where $1,699/sqft sits among the 400 Sarasota actives

238
59
33
34
17
19 · this home
$158–415$415–672$672–929$929–1186$1186–1442$1442+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Remo

Map of 3631 SAN REMO TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

San Remo — neighborhood snapshot

Population

209

Median age

45

Median income

$91,532

Median home value

$727,300

Avg household

2

Households w/ children

24%

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

153 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1179% above the SARASOTA 34239 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $7,995,000 $800K
Nov 3, 2025Listed at $8,795,000 · 273 days on market since
2021Built · SAN REMO ESTATES

Reality check

What actually sold near 3631 SAN REMO TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3638 SAN REMO TERRACESold · Jan ’26

$7,500,000

3638 SAN REMO TERRACE · same community

4 bd · 4.5 ba · 4,559 sqft · $1,645/sqft · 47 DOM

1300 TANGIER WAYSold · Mar ’26

$5,250,000

1300 TANGIER WAY · same community

4 bd · 4.5 ba · 4,359 sqft · $1,204/sqft · 357 DOM

3621 SAN REMO TERRACESold · Mar ’26

$8,500,000

3621 SAN REMO TERRACE · same community

5 bd · 6 ba · 5,328 sqft · $1,595/sqft · 789 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3631 SAN REMO TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3631 SAN REMO TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3631 SAN REMO TERRACE FAQs

What would the monthly payment be for 3631 SAN REMO TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $52,025/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3631 SAN REMO TERRACE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3631 SAN REMO TERRACE?+

The most recent tax bill on record (2025) was $68,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3631 SAN REMO TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $7,995,000, this home is listed about 1303% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3631 SAN REMO TERRACE?+

Southside Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$7,995,000 runs 1179% above the SARASOTA 34239 median — but at 4,705 sqft it's also nearly 3 times the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

273 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Southside Elementary School, Brookside Middle School, Sarasota High School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $8,795,000, now $7,995,000 — a $800K cut. The full history is in the market section below.

Listing courtesy of DOUGLAS ELLIMAN · Joel Schemmel. MLS #A4669078.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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