304 15TH STREET W, BRADENTON, FL, 34205
Active276 days on marketListed Oct 21, 2025MLS #A4668522
About this home
304 15TH STREET W
Step into a piece of Bradenton’s history with this beautifully restored 1920 Victorian home, once known as The Londoner Bed & Breakfast. Located in the heart of downtown, this one-of-a-kind property is the only home in the city officially classified as a Bed & Breakfast, offering unmatched flexibility and income potential. The versatile setup allows for multiple uses — live in it as a single-family residence with a detached mother-in-law suite, operate it as a traditional Bed & Breakfast, Wedding Venue, Office building or use it for short-term rentals and AirBnB stays. With the current zoning there are many potential uses in this downtown area. Rich in charm and character, the home showcases stunning woodwork, wrap-around porches, and timeless architectural details that reflect its storied past. With almost 5,000 square feet of living space designed for both comfort and hospitality, it’s perfect for an owner-operator, investor, or anyone seeking a property that combines lifestyle and income. This historic Bradenton landmark blends classic elegance with modern opportunity — ready to continue its legacy as one of the city’s most iconic homes.
Facts & features
The home at a glance
9
Bedrooms
8.5
Bathrooms
4,964
Sqft
0.26 ac
Lot size
2
Garage
1920
Year built
Three Or More
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,283 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,283/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$200 vs $238
Days on market
276 vs 53 typical
Where $200/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Downtown Bradenton — neighborhood snapshot
Population
1,923
Median age
47
Median income
$68,419
Median home value
$316,192
Avg household
2
Households w/ children
108
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
185 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 487% above the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 304 15TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 304 15TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
304 15TH STREET W FAQs
What would the monthly payment be for 304 15TH STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 304 15TH STREET W?+
The most recent tax bill on record (2024) was $16,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $995,000, this home is listed about 151% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 304 15TH STREET W?+
Ballard Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$995,000 runs 487% above the BRADENTON 34205 median — but at 4,964 sqft it's also nearly 3 times the size of the typical Bradenton listing.
02City & Garden & Trees/Woods views
The city and garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
276 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY - SARASOTA · Troy Kemna. MLS #A4668522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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