David Ramirez
$1,000,0002 bd2 ba1,559 sqft$641 /sqft$7,000 /mo all-in ↓

226 OGDEN STREET, SARASOTA, FL, 34242

Active289 days on marketListed Oct 17, 2025MLS #A4668141

Private poolSingle Family ResidenceSIESTA REV OF

About this home

226 OGDEN STREET

Tucked away on the quiet, residential north side of Siesta Key, this once-charming 2-bedroom pool home is ready for its next chapter. The property was impacted by last summer’s hurricanes, but the good news is: the metal roof held strong and didn’t leak. With solid bones, a private pool, and a cute backyard that still hints at the home’s former charm, this is a golden opportunity for someone with vision to bring it back to life. The location alone makes this one special, just minutes to the beach, village shops, and dining, yet surrounded by peaceful island neighborhoods. Whether you’re looking to restore it as your island getaway, rebuild for modern coastal living, or invest in a premium piece of Siesta Key real estate, this property is full of potential and promise. Come see what’s possible in one of the most desirable corners of Sarasota’s barrier islands.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,559

Sqft

0.3 ac

Lot size

2

Garage

1974

Year built

One

Levels

$641

Per sqft

Private poolPets allowed

Inside

FlooringHardwood
AppliancesNone
InteriorOpen Floorplan · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · Wood Siding
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorFrench Doors · Hurricane Shutters

Community & fees

Taxes (2025)$12,834/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,000 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$1,070
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $100,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $100,000
Interest rate6.00%
Loan term

Estimated payment

$7,000/mo

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property taxes (actual bill)$1,070
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.0M
$960KedgeAI estimate $1,396,488 · range $1.3M$1.5M$1.5M

vs edgeAI estimate

−28.4%

$/sqft vs SIESTA REV OF

$641 vs $806

Days on market

289 vs 58 typical

Where $641/sqft sits among the 7 homes for sale in SIESTA REV OF

5 · this home
0
0
0
0
2
$641–993$993–1345$1345–1696$1696–2048$2048–2400$2400+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Island

Map of 226 OGDEN STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Bay Island — neighborhood snapshot

Population

531

Median age

61

Median income

$151,850

Median home value

$2,000,000

Avg household

2

Households w/ children

31%

For the school run

Sarasota County School District

MiddleBrookside Middle School★★★★★
ElementaryPhillippi Shores Elementary School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

4 of 7

SIESTA REV OF have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 17, 2025Listed at $1,000,000 · 289 days on market since
1974Built · SIESTA REV OF

Reality check

What actually sold near 226 OGDEN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

266 OGDEN STREETSold · Jul ’26

$740,000

266 OGDEN STREET · same community

3 bd · 2 ba · 1,433 sqft · $516/sqft · 7 DOM

129 PIERSON LANESold · Mar ’26

$718,000

129 PIERSON LANE · same community

2 bd · 2 ba · 1,725 sqft · $416/sqft · 4 DOM

157 GARDEN LANESold · Jun ’26

$1,050,000

157 GARDEN LANE · same community

3 bd · 2 ba · 2,146 sqft · $489/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 226 OGDEN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 226 OGDEN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

226 OGDEN STREET FAQs

What would the monthly payment be for 226 OGDEN STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,000/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 226 OGDEN STREET?+

The most recent tax bill on record (2025) was $12,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 226 OGDEN STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,000,000, this home is listed about 75% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 226 OGDEN STREET?+

Brookside Middle School (middle), Phillippi Shores Elementary School (elementary), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,000,000 runs 102% above the SARASOTA 34242 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

289 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Brookside Middle School, Phillippi Shores Elementary School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Beth Helvey PA. MLS #A4668141.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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