5738 N CRATER LAKE CIRCLE, KEYSTONE HEIGHTS, FL, 32656
Active295 days on marketListed Oct 14, 2025MLS #A4667989
About this home
5738 N CRATER LAKE CIRCLE
Discover the perfect canvas for your dream home with this beautiful vacant lot in Keystone Heights, Florida. Nestled directly across from serene Lake Margie, this property offers stunning water views and peaceful surroundings. Located just 30 minutes from Gainesville, you'll enjoy the ideal blend of tranquility and convenience. Whether you're looking to build a weekend retreat or a forever home, this lot provides the space and setting to bring your vision to life!
Facts & features
The home at a glance
1.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$404 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$404/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$300K → $322K
Keystone Heights median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 5738 N CRATER LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$251,600
5784 S CRATER LAKE CIRCLE · same community
3 bd · 2 ba · 1,242 sqft · $203/sqft · 28 DOM
Sold · Sep ’25$331,566
7681 WHITE SANDS AVENUE · same community
3 bd · 2 ba · 1,792 sqft · $185/sqft · 0 DOM
Sold · Mar ’26$269,000
7700 WHITE SANDS AVENUE · same community
5 bd · 3.5 ba · 2,000 sqft · $135/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5738 N CRATER LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5738 N CRATER LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5738 N CRATER LAKE CIRCLE FAQs
What would the monthly payment be for 5738 N CRATER LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5738 N CRATER LAKE CIRCLE?+
The most recent tax bill on record (2024) was $196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $35,900, this home is listed about 88% below the Keystone Heights median of $290,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of VILLA & COMPANY INC · Judson Villa. MLS #A4667989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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