David Ramirez
$1,200,000$1,300,0004 bd3 ba2,474 sqft$485 /sqft$7,848 /mo all-in ↓

700 FAITH AVENUE, OSPREY, FL, 34229

Active267 days on marketListed Nov 8, 2025MLS #A4667634

Reduced $100KPrivate poolSingle Family ResidenceTRINITY ACRES

About this home

700 FAITH AVENUE

Virtually Staged. Upon passing the gated pillars of the winding driveway you come upon a hidden treasure. 2.5 Acres of beauty tucked away just off Tamiami and Bay in Osprey. This property backs up to the renowned Pine View school grades 2-12. One of the finest schools in the state and country. The peace and tranquility of the outdoor space is highlighted by a resort style swimming pool 40 x10 and attached 25x13 swim shelf with infinity edge, Bubblers, waterfalls, fire balls and 2400Sqft of entertainment area, including a 4 hole putting green, The totally remodeled home has NEW, NEW and NEW, Three A/C’s, Plumbing Water hot and cold, Sewer and Drain lines, Septic, The new septic unit has enough capacity for an additional bathroom, Roof home and Casita, Ceramic tile though out, Hurricane windows and doors 6 French doors opening to backyard pool area, Polyaspartic flooring in garage, Stack stone, Samsung top line kitchen appliances with Bluetooth and Wi-Fi, Soft close custom cabinets, Kitchen, Pantry and bathrooms, The open floor plan is ideal for entertainment with the woodburning fireplace to the twelve-foot ceiling. The layout of the three bedrooms is split with two bedrooms on one side and the primary bedroom on the other side of the house. The casita is the perfect spot for guests, the nanny or grandma. It boasts a kitchenette and ¾ bath, both a screened in attached patio and a deck for you to read or write your novel. There is plenty of room for your horse or cows our to plant a garden and set up a chip and putt golf course. Now Priced below appraised value

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,474

Sqft

2.5 ac

Lot size

2

Garage

1982

Year built

One

Levels

$485

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorOutdoor Grill · Private Mailbox

Community & fees

Taxes (2024)$9,155/yr

Utilities & systems

UtilitiesCable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,848 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2024 actual bill$763
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,848/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$763
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$659KedgeAI estimate $696,531 · range $687K$722K$1.2M

vs edgeAI estimate

+72.3%

$/sqft vs Osprey actives

$485 vs $331

Days on market

267 vs 57 typical

Where $485/sqft sits among the 90 Osprey actives

38
33
10 · this home
3
1
5
$188–313$313–439$439–565$565–690$690–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osprey

Map of 700 FAITH AVENUE

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

49 of 90

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the Osprey median. See the full Osprey market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,200,000 $100K
Nov 8, 2025Listed at $1,300,000 · 267 days on market since
1982Built · TRINITY ACRES

Reality check

What actually sold near 700 FAITH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

678 CRANE PRAIRIE WAYSold · Dec ’25

$850,000

678 CRANE PRAIRIE WAY

3 bd · 2 ba · 2,483 sqft · $342/sqft · 4 DOM

186 WINDWARD DRIVESold · Jul ’26

$565,000

186 WINDWARD DRIVE

3 bd · 2 ba · 2,505 sqft · $226/sqft · 116 DOM

640 CRANE PRAIRIE WAYSold · Jan ’26

$745,000

640 CRANE PRAIRIE WAY

3 bd · 2.5 ba · 2,534 sqft · $294/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 700 FAITH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 700 FAITH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

700 FAITH AVENUE FAQs

What would the monthly payment be for 700 FAITH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,848/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 700 FAITH AVENUE?+

The most recent tax bill on record (2024) was $9,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Osprey?+

At $1,200,000, this home is listed about 73% above the Osprey median of $692,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$1,200,000 runs 73% above the Osprey median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

267 days on market against a Osprey median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,300,000, now $1,200,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of LACEY REALTY INC · Steven Mularky. MLS #A4667634.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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