26630 CAYMAN DRIVE, TAVARES, FL, 32778
Active294 days on marketListed Oct 2, 2025MLS #A4667130
About this home
26630 CAYMAN DRIVE
Welcome to a beautifully updated waterfront home designed for comfort, peace of mind, and the perfect Florida lifestyle on a double lot! This property has been thoughtfully upgraded inside and out. Major improvements include a new roof (2021), new foundation piers, new seawall, new garage doors, and a new irrigation pump. Indoors, you’ll find a new 3.5-ton AC system, upgraded electrical wiring, new carpet throughout, and freshly installed countertops. The seller also added a new enclosed addition and closed in the garage wall, expanding the living area to approximately 1,600 sq ft. Living here means less to worry about and more time to enjoy the lake. The home includes a private boat lift with direct access to the Harris Chain of Lakes, ideal for fishing, cruising, and sunset rides. Even your monthly bills are simplified — the low HOA fee covers the water bill. This residence blends modern updates with the charm of Florida waterfront living. Whether you’re looking for a full-time home or a weekend retreat, everything is ready for you to move in and start enjoying.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,600
Sqft
0.28 ac
Lot size
2
Garage
1968
Year built
One
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.5%
$/sqft vs Tavares actives
$312 vs $193
Days on market
294 vs 40 typical
Where $312/sqft sits among the 245 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
121 of 245
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 26630 CAYMAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$335,000
13724 COUNTRY CLUB DRIVE · same community
3 bd · 2 ba · 1,612 sqft · $208/sqft · 178 DOM
Sold · Oct ’25$350,000
26619 BIMINI DRIVE · same community
3 bd · 3 ba · 2,056 sqft · $170/sqft · 48 DOM
Sold · Apr ’26$389,900
13050 DELAWARE AVENUE
4 bd · 2 ba · 1,645 sqft · $237/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 26630 CAYMAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26630 CAYMAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
26630 CAYMAN DRIVE FAQs
What would the monthly payment be for 26630 CAYMAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,910/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 26630 CAYMAN DRIVE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 26630 CAYMAN DRIVE?+
The most recent tax bill on record (2024) was $6,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 26630 CAYMAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $499,000, this home is listed about 51% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 26630 CAYMAN DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 52% above the TAVARES 32778 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
294 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $550,000, now $499,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4667130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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