6808 PALM DRIVE UNIT B, HOLMES BEACH, FL, 34217
Active315 days on marketListed Sep 11, 2025MLS #A4664678
About this home
6808 PALM DRIVE UNIT B
Welcome to Palm View Lakehouse in Holmes Beach. This fully renovated 2-bedroom, 2-bath ELEVATED half duplex was updated in 2022 and allows for weekly rentals, offering excellent investment potential with nearly $50,000 in year-to-date bookings and almost to $60,000 in bookings in 2024, plus several bookings already secured for next year. The home features luxury vinyl plank flooring throughout, granite countertops, stainless steel appliances, and IMPACT windows and doors, with both bathrooms updated with new tile and vanities. Outside, enjoy a PRIVATE heated saltwater pool, along with a DOCK added in 2023 where you can fish, kayak or paddleboard. Other recent improvements include a AC in 2021 and new garage door in 2025. Close in proximity to the Gulf beaches, dining, and shopping, this property blends island living with convenience and comfort.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
925
Sqft
0.09 ac
Lot size
1
Garage
1985
Year built
Two
Levels
$810
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,349 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,349/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$60,890/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,800/mo median
Live Holmes Beach rental listing data — this home’s rate depends on size, condition and furnishing.
The Holmes Beach short-term market
▼ Softening40%
Occupancy
▼ 27% yr/yr
$498
Avg nightly rate
▲ 28% yr/yr
$44K/yr
Revenue per listing
$212
RevPAR
98 days
Booking lead time
7.5 nights
Avg stay
7
Typical min nights
939
Active rentals
▲ 4% supply
Seasonality — monthly occupancy
Peaks at 56% in Mar · bottoms at 30% in Dec
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Holmes Beach — the projection above is specific to this home’s size.
Where it sits
Inside Spring Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Spring Lake is a short-term-rental community. See the full guide →
HOLMES BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holmes Beach market
$875K → $850K
Holmes Beach median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6808 PALM DRIVE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6808 PALM DRIVE UNIT B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6808 PALM DRIVE UNIT B FAQs
What would the monthly payment be for 6808 PALM DRIVE UNIT B?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,349/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6808 PALM DRIVE UNIT B?+
The most recent tax bill on record (2024) was $10,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 6808 PALM DRIVE UNIT B be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Holmes Beach?+
At $749,000, this home is listed about 46% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6808 PALM DRIVE UNIT B?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the HOLMES BEACH 34217 market on paper
$749,000 is 40% below the HOLMES BEACH 34217 median of $1,250,000, and at $810/sqft it sits under the Holmes Beach average of $939.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
315 days on market against a Holmes Beach median of 95 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SATO REAL ESTATE INC. · Jessica Batten. MLS #A4664678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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