David Ramirez
$425,000$525,0002 bd2 ba993 sqft$428 /sqft$3,002 /mo all-in ↓

217 CHARLES DRIVE, NOKOMIS, FL, 34275

Active327 days on marketListed Sep 1, 2025MLS #A4663673

Reduced $100KSingle Family ResidenceLAUREL VILLA

About this home

217 CHARLES DRIVE

Waterfront Living Just Minutes to the Intracoastal! Welcome to 217 Charles Drive, a charming 2-bedroom, 2-bath waterfront cottage nestled on nearly half an acre in the heart of Nokomis. This unique home offers the perfect blend of Old Florida character and modern possibilities, with direct canal access and only six homesites separating you from Blackburn Bay and the Intracoastal Waterway. Situated on an impressive 172 feet of waterfront, this property features a private dock complete with water and electricity, ideal for boating, fishing, and enjoying Sarasota’s coastal lifestyle. The oversized garage provides ample room for cars, a boat, or additional storage, while the 31-foot lanai invites you to relax and soak in peaceful water views year-round. Inside, the home’s open layout creates an inviting flow from the kitchen to the living and dining areas, making it easy to entertain. Built in 1979 with timeless cedar siding and a durable metal roof, the home has been thoughtfully designed with both function and charm in mind. A detached shed adds extra storage space for tools, kayaks, or outdoor gear. Perfect as a full-time residence, seasonal retreat, or future dream-home site, this property offers endless opportunities. With nearly half an acre of land, lush natural surroundings, and quick access to Nokomis Beach, Venice, and Sarasota, it’s an unbeatable location for anyone who wants to enjoy the Gulf Coast lifestyle. Don’t miss this rare chance to own waterfront property in one of Nokomis’ most desirable boating communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

993

Sqft

0.48 ac

Lot size

2

Garage

1979

Year built

One

Levels

$428

Per sqft

Inside

FlooringCarpet · Laminate
AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionCedar
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2024)$1,830/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,002 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2024 actual bill$153
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,002/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$153
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$207KedgeAI estimate $249,499 · range $216K$331K$442K

vs edgeAI estimate

+70.3%

$/sqft vs Nokomis actives

$428 vs $263

Days on market

327 vs 53 typical

Where $428/sqft sits among the 244 Nokomis actives

178
41 · this home
2
4
3
16
$186–331$331–477$477–623$623–769$769–914$914+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Nokomis

Map of 217 CHARLES DRIVE

Drive times from this address

Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Nokomis. See the full Nokomis guide →

NOKOMIS 34275 — neighborhood snapshot

Population

21,583

Median age

63.7

Median income

$84,503

Median home value

$435,600

Avg household

1.97

Households w/ children

1,099

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Nokomis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$490K$475K

Nokomis median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

107 of 244

Nokomis actives have cut their price

Median sold price, Nokomis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the NOKOMIS 34275 median. See the full Nokomis market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $100K
Sep 1, 2025Listed at $525,000 · 327 days on market since
1979Built · LAUREL VILLA

Reality check

What actually sold near 217 CHARLES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

148 ROBERTS ROADSold · Jun ’26

$312,000

148 ROBERTS ROAD · same community

3 bd · 1 ba · 1,040 sqft · $300/sqft · 145 DOM

1513 PAMELA STREETSold · Feb ’26

$580,000

1513 PAMELA STREET · same community

3 bd · 2 ba · 1,838 sqft · $316/sqft · 26 DOM

201 LYONS BAY ROADSold · Jun ’26

$360,000

201 LYONS BAY ROAD

2 bd · 2 ba · 986 sqft · $365/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 217 CHARLES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 217 CHARLES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

217 CHARLES DRIVE FAQs

What would the monthly payment be for 217 CHARLES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,002/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 217 CHARLES DRIVE?+

The most recent tax bill on record (2024) was $1,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Nokomis?+

At $425,000, this home is listed about 17% below the Nokomis median of $512,000. The market section on this page shows how the area is trending.

Which schools are assigned to 217 CHARLES DRIVE?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

327 days on market against a Nokomis median of 53 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $525,000, now $425,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of PREFERRED SHORE LLC · Richard Tyson. MLS #A4663673.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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