David Ramirez
$950,000$1,060,000$6,242 /mo all-in ↓

570 DE NARVAEZ DRIVE, LONGBOAT KEY, FL, 34228

Active322 days on marketListed Sep 4, 2025MLS #A4662673

Reduced $110KSLEEPY LAGOON PARK

About this home

570 DE NARVAEZ DRIVE

Discover a rare opportunity to build your dream home on north Longboat Key. This 100’ x 100’ lot offers 100 feet of frontage on a serene 37-foot-wide canal with no fixed bridges—perfect for boating, paddle boarding, and kayaking. Enjoy quick access to Sarasota Bay, the Intracoastal Waterway, and the Gulf of Mexico, with a number of popular boat-up restaurants just minutes away. The quiet neighborhood setting is ideal for walking and biking, while kayakers and paddle boarders will appreciate the calm, protected waters leading to Jewfish Key, Beer Can Island, and Sister Keys. Gulf beach access is also close by, making it easy to enjoy the very best of both the Bay and Gulf lifestyle. Just around the corner, you’ll find the charm of Longboat Village with dining favorites such as Mar Vista and Shore, along with Whitney’s, Lazy Lobster, Euphemia Haye, Harry’s Continental Kitchens, and more. This build-ready homesite combines a coveted location, walkability, and waterfront access, offering an unmatched lifestyle on Longboat Key. Call for more information.

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$7,193/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,242 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2024 actual bill$599
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$6,242/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$599
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Sleepy Lagoon

Map of 570 DE NARVAEZ DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longboat Key. See the full Longboat Key guide →

Sleepy Lagoon — neighborhood snapshot

Population

437

Median age

68

Median income

$130,791

Median home value

$816,296

Avg household

2

Households w/ children

2%

For the school run

Manatee County School District

HighBayshore High School★★★★
ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $950,000 $110K
Sep 4, 2025Listed at $1,060,000 · 322 days on market since

Reality check

What actually sold near 570 DE NARVAEZ DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

535 DE NARVAEZ DRIVESold · Jun ’26

$750,000

535 DE NARVAEZ DRIVE · same community

2 bd · 2 ba · 1,556 sqft · $482/sqft · 4 DOM

600 DE NARVAEZ DRIVESold · Jun ’26

$2,590,000

600 DE NARVAEZ DRIVE · same community

3 bd · 3 ba · 1,971 sqft · $1,314/sqft · 97 DOM

707 SAINT JUDES DRIVE S UNIT 3Sold · Mar ’26

$260,000

707 SAINT JUDES DRIVE S UNIT 3

1 bd · 1 ba · 630 sqft · $413/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 570 DE NARVAEZ DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 570 DE NARVAEZ DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

570 DE NARVAEZ DRIVE FAQs

What would the monthly payment be for 570 DE NARVAEZ DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,242/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 570 DE NARVAEZ DRIVE?+

The most recent tax bill on record (2024) was $7,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Longboat Key?+

At $950,000, this home is listed about 1% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 570 DE NARVAEZ DRIVE?+

Bayshore High School (high), Anna Maria Elementary School (elementary), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$950,000 runs 46% above the LONGBOAT KEY 34228 median.

02Time on market is leverage

322 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Bayshore High School, Anna Maria Elementary School, Martha B. King Middle School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,060,000, now $950,000 — a $110K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Steve Walter. MLS #A4662673.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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