1408 43RD AVENUE DRIVE W, PALMETTO, FL, 34221
Active355 days on marketListed Aug 18, 2025MLS #A4662268
About this home
1408 43RD AVENUE DRIVE W
Welcome to Snead Island, a hidden gem nestled in Heritage Bay—a quaint, close-knit neighborhood with a single entrance and exit, offering privacy, peace, and true island charm. Surrounded by natural beauty, marinas, and directly across the street from the Bradenton Yacht Club, this location is ideal for boating enthusiasts and anyone seeking a relaxed coastal lifestyle. This light and bright 4-bedroom, 2-bath stilt home offers an open-concept layout featuring a spacious great room, kitchen, and dining area—perfect for entertaining or everyday living. The oversized primary bedroom offers versatile space with French doors leading to a potential fourth bedroom, office, den, nursery, or even the opportunity to create a luxurious en-suite bath. Enjoy morning coffee or evening breezes on the screened second-story porch with peekaboo water views, or head downstairs to the covered paver patio—ideal for gatherings rain or shine. The entire lower level offers an abundance of storage and endless possibilities for workshop space, hobby rooms, or recreational gear. Recent updates include a new water heater (Oct. 2024), HVAC (2023), and a roof installed in Nov. 2017—offering peace of mind for years to come. And there's more: a buildable lot located directly behind the property (MLS #A4625515) is also available—imagine the possibilities! Build a guest house, multigenerational home, or simply enjoy the extra space. The owner, who has cherished this home for 29 years, confidently says: Snead Island is something truly special. Come discover the peaceful lifestyle, natural beauty, and welcoming community that makes this place so unique.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,968
Sqft
0.17 ac
Lot size
6
Garage
1992
Year built
Two
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,939 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,939/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.9%
$/sqft vs Palmetto actives
$300 vs $205
Days on market
355 vs 56 typical
Where $300/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Heritage Bay — neighborhood snapshot
Population
88
Median age
66
Median income
$55,729
Median home value
$250,900
Avg household
2
Households w/ children
3%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
230 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1408 43RD AVENUE DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$633,250
4329 14TH STREET CIRCLE · same community
3 bd · 3.5 ba · 3,106 sqft · $204/sqft · 82 DOM
Sold · May ’26$285,000
908 35TH AVENUE DRIVE W
3 bd · 2 ba · 1,882 sqft · $151/sqft · 4 DOM
Sold · Dec ’25$340,000
6907 11TH AVENUE NW
3 bd · 2 ba · 1,872 sqft · $182/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1408 43RD AVENUE DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1408 43RD AVENUE DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1408 43RD AVENUE DRIVE W FAQs
What would the monthly payment be for 1408 43RD AVENUE DRIVE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,939/mo — principal and interest, the actual property-tax bill, the $101/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1408 43RD AVENUE DRIVE W?+
The association fee works out to $101 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1408 43RD AVENUE DRIVE W?+
The most recent tax bill on record (2024) was $3,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1408 43RD AVENUE DRIVE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $589,900, this home is listed about 49% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1408 43RD AVENUE DRIVE W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$589,900 runs 58% above the PALMETTO 34221 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
355 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $649,900, now $589,900 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Darcy Leahy. MLS #A4662268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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