521 HABITAT BOULEVARD, OSPREY, FL, 34229
Active344 days on marketListed Aug 14, 2025MLS #A4661768
About this home
521 HABITAT BOULEVARD
Stylish 3BR Pool Home w/ Office – 10 Mins to Beach -- 90 Day minimum stay, Peak Season at $7,900/mo plus taxes and fees; Off Season at $5,900/mo plus taxes and fees. NOTE: Jan, Feb and March 2027 are Not Available. Your Gulf Coast getaway awaits at this beautifully furnished 3-bedroom, 3-bath pool home in the scenic Willowbend community of Osprey, FL. Ideal for mid-term stays, this spacious retreat features a private screened-in pool, open-concept living, and a dedicated office workspace—perfect for remote work and extended relaxation. The fully equipped kitchen boasts granite countertops and stainless steel appliances, flowing into a bright living area and a covered lanai for outdoor dining and lounging. The master suite offers direct pool access and a spa-like bath for ultimate comfort. Beach gear provided: chairs, umbrella, cooler, and towels Dedicated home office setup with desk, chair, and fast Wi-Fi Distance to beaches: - Nokomis Beach – 10 minutes - Casey Key – 12 minutes - Siesta Key – 20 minutes Guests enjoy full access to Willowbend’s resort-style amenities: a heated pool and spa, fitness center, pickleball and basketball courts, and peaceful walking trails. Please Note: This home is part of an HOA that requires guest registration. After booking, we will request basic information to complete and submit the application. All HOA application fees are included in the rental cost—no surprises.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,266
Sqft
0.19 ac
Lot size
2
Garage
2003
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Osprey actives
$3 vs $331
Days on market
344 vs 57 typical
Where $3/sqft sits among the 96 Osprey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rivendell
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osprey. See the full Osprey guide →
Rivendell — neighborhood snapshot
Population
1,379
Median age
60
Median income
$102,449
Median home value
$618,500
Avg household
2
Households w/ children
158
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osprey market
$710K → $530K
Osprey median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
52 of 96
Osprey actives have cut their price
Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OSPREY 34229 median. See the full Osprey market guide →
Paper trail
This home's history
Reality check
What actually sold near 521 HABITAT BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$750,000
523 HABITAT BOULEVARD · same community
4 bd · 3 ba · 2,314 sqft · $324/sqft · 122 DOM
Sold · May ’26$525,000
1348 THORNAPPLE DRIVE · same community
3 bd · 2 ba · 2,171 sqft · $242/sqft · 9 DOM
Sold · Dec ’25$525,000
1313 THORNAPPLE DRIVE · same community
3 bd · 3 ba · 2,082 sqft · $252/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 521 HABITAT BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 521 HABITAT BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
521 HABITAT BOULEVARD FAQs
What would the monthly payment be for 521 HABITAT BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 521 HABITAT BOULEVARD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osprey?+
At $5,900, this home is listed about 99% below the Osprey median of $692,000. The market section on this page shows how the area is trending.
Which schools are assigned to 521 HABITAT BOULEVARD?+
Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the OSPREY 34229 market on paper
$5,900 is 99% below the OSPREY 34229 median of $515,000, and at $3/sqft it sits under the Osprey average of $401.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
344 days on market against a Osprey median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $6,500, now $5,900 — a $600 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PMI SOUTHWEST FLORIDA · David Holt. MLS #A4661768.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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