957 SPANISH DRIVE N, LONGBOAT KEY, FL, 34228
Active338 days on marketListed Aug 26, 2025MLS #A4661509
About this home
957 SPANISH DRIVE N
AVAILABLE STARTING MAY 1, 2026. WITH 4 MONTH MINUMUM RENTAL DURING SEASON and 3 MONTHS OFF SEASON. FULL WATERFRONT NEWLY RENOVATED and TURNKEY FURNISHED VILLA for SEASONAL OR ANNUAL LEASE. Seasonal Lease December to April is $7,000 per month (OR inquire about annual/off season option at $5,500/month). Utilities, Cable and Tax included! Waterfront Villa with Panoramic Bay Views - Spanish Main Yacht Club | Longboat Key. Welcome to your own slice of coastal serenity! This rarely available freestanding waterfront villa offers sweeping full-bay views and an effortless blend of comfort and elegance in the heart of Longboat Key. Beautifully updated and bathed in natural light, the spacious 2-bedroom, 2-bath floorplan lives like a single-family home—offering privacy, tranquility, and uninterrupted water vistas from morning to night. Step outside and you’re just feet from the Intracoastal Waterway. Sip your morning coffee while the sun rises over the bay, and unwind in the evening with a cocktail as boats gently glide by. Boaters will appreciate the private 40-slip marina (first come, first serve) accommodating vessels up to 40 feet. And just across Gulf of Mexico Drive, your deeded beach access opens to powder-soft sand and crystal Gulf waters—true island living at its finest. Located in the active and welcoming Spanish Main Yacht Club 55+ community. Residents enjoy beautifully maintained grounds, a heated pool, clubhouse, and an easy, maintenance-free lifestyle. Just minutes to St. Armand's Circle and Downtown Sarasota. Enjoy boutique shopping, fine dining, and cultural attractions, all within reach—then retreat back to the peace and privacy of the bayfront. Please note: Per community guidelines, pets are not permitted.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,399
Sqft
25.1 ac
Lot size
1967
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SPANISH MAIN YACHT CLUB CONDO
$4 vs $373
Days on market
338 vs 95 typical
Where $4/sqft sits among the 14 homes for sale in SPANISH MAIN YACHT CLUB CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $893K
Longboat Key median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
3 of 14
SPANISH MAIN YACHT CLUB CONDO have cut their price
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 957 SPANISH DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$303,000
564 SPANISH DRIVE N · same community
2 bd · 2 ba · 1,393 sqft · $218/sqft · 102 DOM
Sold · Nov ’25$385,000
556 SPANISH DRIVE N · same community
2 bd · 2 ba · 1,393 sqft · $276/sqft · 0 DOM
Sold · Apr ’26$358,300
805 SPANISH DRIVE N · same community
3 bd · 2 ba · 1,405 sqft · $255/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 957 SPANISH DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 957 SPANISH DRIVE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
957 SPANISH DRIVE N FAQs
What would the monthly payment be for 957 SPANISH DRIVE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 957 SPANISH DRIVE N?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $5,500, this home is listed about 99% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.
Which schools are assigned to 957 SPANISH DRIVE N?+
Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LONGBOAT KEY 34228 market on paper
$5,500 is 99% below the LONGBOAT KEY 34228 median of $649,999, and at $4/sqft it sits under the Longboat Key average of $844.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
338 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Norma Mladineo. MLS #A4661509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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