2417 FAIRWAY OAKS DRIVE UNIT 22, PALMETTO, FL, 34221
Active403 days on marketListed Jul 1, 2025MLS #A4657498
About this home
2417 FAIRWAY OAKS DRIVE UNIT 22
Virtually Staged. One or more photo(s) has been virtually staged. Welcome to this beautifully maintained end-unit 2-bedroom, 2-bathroom villa located in the gated community of Terra Ceia Golf & Country Club—a peaceful, amenity-rich neighborhood offering comfort, convenience, and coastal charm. This 1,413-square-foot home features high ceilings and an abundance of natural light that fills the open-concept living space. The spacious great room flows seamlessly into the dining area and kitchen, creating an ideal layout for both everyday living and entertaining. The primary suite offers a private en suite bath and a relaxing retreat-like atmosphere, while the second bedroom provides flexible space for guests, a home office, or hobbies. As an end unit, the home enjoys added privacy and additional windows that enhance its bright and airy feel. Residents of Terra Ceia Golf & Country Club enjoy access to a wide array of community amenities, including a 500-foot boardwalk pier overlooking Terra Ceia Bay, an 18-hole golf course and driving range, tennis courts, a fitness center, a heated swimming pool, and a welcoming clubhouse. Scenic walking paths and 24-hour gated security add to the tranquil, well-maintained setting, with optional membership available for those seeking an active lifestyle. Ideally located near Palmetto High School, Publix, local parks, and public transportation, this home also offers easy access to multiple airports and some of Florida’s most stunning Gulf Coast beaches. This villa represents an outstanding opportunity to join a welcoming community while enjoying modern comforts in a well-appointed home. The combination of thoughtful design, practical amenities, and prime location makes this property an exceptional choice for discerning buyers seeking quality and convenience.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,413
Sqft
0 ac
Lot size
2
Garage
1995
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs Palmetto actives
$177 vs $208
Days on market
403 vs 56 typical
Where $177/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
226 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2417 FAIRWAY OAKS DRIVE UNIT 22
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$330,000
612 20TH AVENUE W
3 bd · 2 ba · 1,396 sqft · $236/sqft · 0 DOM
Sold · May ’26$297,000
220 BIMINI DRIVE
3 bd · 2 ba · 1,392 sqft · $213/sqft · 122 DOM
Sold · Nov ’25$337,000
1104 23RD AVENUE W
3 bd · 2 ba · 1,363 sqft · $247/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2417 FAIRWAY OAKS DRIVE UNIT 22 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2417 FAIRWAY OAKS DRIVE UNIT 22 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2417 FAIRWAY OAKS DRIVE UNIT 22 FAQs
What would the monthly payment be for 2417 FAIRWAY OAKS DRIVE UNIT 22?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,188/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2417 FAIRWAY OAKS DRIVE UNIT 22?+
The most recent tax bill on record (2024) was $5,354. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2417 FAIRWAY OAKS DRIVE UNIT 22?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $249,999, this home is listed about 37% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Palmetto market on paper
$249,999 is 37% below the Palmetto median of $394,999, and at $177/sqft it sits under the Palmetto average of $231.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
403 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $325,500, now $249,999 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Morghan Varnadore. MLS #A4657498.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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