David Ramirez
$1,219,9004 bd3.5 ba2,461 sqft$496 /sqft$7,970 /mo all-in ↓

8009 20TH PLACE W, BRADENTON, FL, 34209

Active399 days on marketListed Jun 20, 2025MLS #A4656597

New constructionSingle Family ResidencePALMA SOLA GRANDE

About this home

8009 20TH PLACE W

Pre-Construction. To be built. AWARD-WINNING COASTAL MASTERPIECE | Palma Sola Bay Views | No CDD Fee | Out of Flood Plain **RARE GATED BAYFRONT LIVING – Secure your dream home in Palma Sola Grande, an exclusive 16-home enclave overlooking Palma Sola Bay in West Bradenton. This is THE KEY MODEL – a Parade of Homes Community Award Winner that sold out as the model home! 4 BD | 3.5 BA | Single-Story Coastal Contemporary | Pre-Construction **ARCHITECTURAL HIGHLIGHTS: Vaulted ceilings crown the great room, ALL four-bedroom suites, AND the private office – creating an expansive, light-filled sanctuary throughout. Soaring windows flood every room with natural light and coastal breezes. **CHEF'S DREAM KITCHEN: High-end stainless-steel appliances | Stunning quartz countertops | Open-concept design flows seamlessly into great room – built for entertaining **PRIMARY RETREAT: TWO oversized walk-in closets | Spa-inspired ensuite with freestanding soaking tub | Frameless glass walk-in shower | Sleek contemporary finishes **RESORT-STYLE OUTDOOR OASIS: Custom heated saltwater pool & spa | Complete outdoor kitchen | Lush tropical landscaping (front & fenced rear) | Your private paradise awaits ***PREMIUM FEATURES: Oversized 2-car garage ? Metal roof system (durability & energy efficiency) Hurricane impact-resistant windows & doors throughout Low-maintenance tropical landscaping **UNBEATABLE LOCATION: Minutes to Gulf Beaches & Anna Maria Island | IMG Academy & Golf Course | Robinson Preserve (682-acre nature paradise – walk or bike!) | Historic DeSoto National Park | Downtown Bradenton & St. Pete | Sarasota's arts & dining scene | Nearby marinas for your boat | Shopping, dining & medical facilities **THIS IS FLORIDA LIVING AT ITS FINEST – Bayfront views, award-winning design, resort amenities, and endless recreation at your doorstep. **This Community is selling fast! Price excludes lot premium and custom pool package. **Photos show the completed SOLD model. Schedule your private tour NOW before this exclusive community sells out!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,461

Sqft

0.2 ac

Lot size

2

Garage

2026

Year built

One

Levels

$496

Per sqft

FireplacePets allowed

Inside

FlooringEngineered Hardwood · Porcelain Tile · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Elevator · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type
FoundationSlab
FacesSouth
ExteriorOutdoor Shower · Sliding Doors · Storage

Community & fees

HOA fee$407/mo
Taxes (2024)$4,351/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,970 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,583
PMI (est., until 20% equity)$457
Property tax — 2024 actual bill$363
HOA fee — from the listing$407
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $121,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $121,990
Interest rate6.00%
Loan term

Estimated payment

$7,970/mo

Principal & interest$6,583
PMI (est., until 20% equity)$457
Property taxes (actual bill)$363
HOA / condo fee$407
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$496 vs $239

Days on market

399 vs 53 typical

Where $496/sqft sits among the 400 Bradenton actives

113
104
83
46
23
31 · this home
$125–187$187–248$248–310$310–372$372–434$434+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 8009 20TH PLACE W

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

183 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 208% above the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 20, 2025Listed at $1,219,900 · 399 days on market since
2026Built · PALMA SOLA GRANDE

Reality check

What actually sold near 8009 20TH PLACE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7909 20TH PLACE WSold · Nov ’25

$1,495,000

7909 20TH PLACE W · same community

4 bd · 4.5 ba · 2,461 sqft · $607/sqft · 0 DOM

7813 20TH PLACE WSold · Feb ’26

$1,595,000

7813 20TH PLACE W · same community

3 bd · 3 ba · 2,301 sqft · $693/sqft · 6 DOM

8135 37TH AVENUE CIRCLE WSold · Sep ’25

$735,000

8135 37TH AVENUE CIRCLE W

3 bd · 2.5 ba · 2,501 sqft · $294/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8009 20TH PLACE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8009 20TH PLACE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8009 20TH PLACE W FAQs

What would the monthly payment be for 8009 20TH PLACE W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,970/mo — principal and interest, the actual property-tax bill, the $407/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8009 20TH PLACE W?+

The association fee works out to $407 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8009 20TH PLACE W?+

The most recent tax bill on record (2024) was $4,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8009 20TH PLACE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,219,900, this home is listed about 208% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Listing courtesy of COLDWELL BANKER REALTY · Chad Fonder. MLS #A4656597.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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