David Ramirez
$6,0002 bd2 ba1,069 sqft$6 /sqft$203 /mo all-in ↓

971 WATERSIDE LANE, BRADENTON, FL, 34209

Active417 days on marketListed Jun 6, 2025MLS #A4655096

Priced 98% below the BRADENTON 34209 medianSingle Family Residence43 WATERSIDE LANE 3 AT PERICO

About this home

971 WATERSIDE LANE

Welcome to Mangrove Escape, Professionally managed by Gulf Coast Vacation Rentals, your slice of paradise in the highly sought-after Perico Bay Club! This beautiful 2-bedroom, 2-bathroom waterfront home offers a light and bright coastal vibe paired with stunning views of the mangroves and direct water access just steps from your back door. Perico Bay Club means enjoying a vibrant, amenity-rich community surrounded by lush landscaping and breathtaking water views. Guests have access to a clubhouse, multiple swimming pools, tennis and pickleball courts, fitness center, kayak launches, and miles of walking and biking trails. Nestled between Robinson Preserve and the Intracoastal Waterway, you’ll be just minutes from the sandy shores of Anna Maria Island while enjoying the privacy and serenity of a gated community. As you enter the home, you're greeted by a charming outdoor space by the front door. Inside, the open living area is filled with natural light and features a large couch, two comfy chairs, and a TV, making it the ideal spot to relax after a day of adventure. Step through the sliding glass doors to your private Florida sunroom, where you’ll find outdoor seating overlooking the serene mangroves and water. From here, a second set of sliding doors leads to your back deck—complete with two chairs—offering a peaceful retreat to take in the beauty of nature and the gentle sounds of the water. The kitchen is a dream for any home cook, featuring stainless steel appliances, ample countertop space, and a butcher block perfect for preparing your families favorite meals. The adjacent dining area comfortably seats six, making it easy to host friends and family. The spacious primary bedroom is a true oasis with a king-size bed, TV, and sliding glass doors that open directly to the Florida sunroom. A large walk-in closet and a stunning en-suite bathroom with a walk-in shower and expansive vanity complete this luxurious retreat. The second bedroom offers a queen-size bed, TV, and generous closet space, while the second bathroom features an updated vanity and a convenient shower/tub combo. Whether you're seeking peaceful waterfront living or an active Florida lifestyle, this home offers it all. Come experience the magic of Perico Bay Club! House Rule: No smoking. No burning candles inside of lodging. No parties. Furry friends welcome, max 2, and require a $200 per pet non-refundable pet fee to be paid directly to the management company.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,069

Sqft

0.12 ac

Lot size

1

Garage

1990

Year built

One

Levels

$6

Per sqft

TurnkeyPets allowed

Inside

AppliancesCooktop · Dishwasher · Disposal · Dryer · Freezer · Ice Maker · Microwave · Other · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

Community & fees

PetsYes
CommunityClubhouse · Pool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$203 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$35
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $210Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $210
Interest rate6.00%
Loan term

Estimated payment

$203/mo

Principal & interest$35
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$6 vs $238

Days on market

417 vs 53 typical

Where $6/sqft sits among the 400 Bradenton actives

4 · this home
57
133
105
57
44
$6–81$81–157$157–232$232–308$308–384$384+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Map of 971 WATERSIDE LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

189 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 6, 2025Listed at $6,000 · 417 days on market since
1990Built · 43 WATERSIDE LANE 3 AT PERICO

Reality check

What actually sold near 971 WATERSIDE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

967 WATERSIDE LANESold · Dec ’25

$290,000

967 WATERSIDE LANE · same community

2 bd · 2 ba · 1,069 sqft · $271/sqft · 7 DOM

922 WATERSIDE LANESold · Mar ’26

$325,000

922 WATERSIDE LANE · same community

2 bd · 2 ba · 1,132 sqft · $287/sqft · 0 DOM

919 WATERSIDE LANESold · Feb ’26

$279,000

919 WATERSIDE LANE · same community

2 bd · 2 ba · 1,292 sqft · $216/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 971 WATERSIDE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 971 WATERSIDE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

971 WATERSIDE LANE FAQs

What would the monthly payment be for 971 WATERSIDE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 971 WATERSIDE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $6,000, this home is listed about 98% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 971 WATERSIDE LANE?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34209 market on paper

$6,000 is 98% below the BRADENTON 34209 median of $265,000, and at $6/sqft it sits under the Bradenton average of $264.

02Time on market is leverage

417 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of GULF COAST REALTY & MANAGEMENT · Andy Moore. MLS #A4655096.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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