David Ramirez
$385,000$399,0003 bd2 ba1,677 sqft$230 /sqft$3,065 /mo all-in ↓

4227 PLACID DRIVE, SARASOTA, FL, 34243

Active408 days on marketListed Jun 11, 2025MLS #A4654976

Reduced $14KWaterfrontSingle Family ResidenceTREETOPS AT NORTH 40 - PLACID

About this home

4227 PLACID DRIVE

Step into serenity at this meticulously kept 3-bedroom, 2-bath home in the sought-after Treetops at North 40—where peaceful pond views, mature trees, and quiet streets create a true Florida retreat. Inside, you'll find an open, sun-filled layout with vaulted ceilings and neutral tile flooring that flows effortlessly through the main living areas. The kitchen offers timeless charm with light cabinetry, stainless steel appliances, and an inviting breakfast nook that opens to a private courtyard—perfect for morning coffee beside a tranquil fountain. The enclosed Florida Room provides year-round enjoyment with picture-perfect water views, while the covered patio invites you to relax and unwind outdoors. The spacious primary suite offers plenty of room to spread out and unwind, complete with a generous walk-in closet and a well-appointed en-suite bath. From the lush, low-maintenance landscaping to the peaceful pond just beyond your backyard, every detail of this home is designed for ease, comfort, and beauty. Enjoy access to community amenities including a pool, cabana, and tennis courts—with cable and internet included in the low HOA. Ideally located minutes from University Parkway, UTC, downtown Sarasota, and the Gulf beaches—this is the lifestyle you’ve been dreaming of.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,677

Sqft

0.14 ac

Lot size

2

Garage

1992

Year built

One

Levels

$230

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorthwest
ExteriorAwning(s)

Community & fees

HOA fee$200/mo
Taxes (2024)$3,219/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,065 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2024 actual bill$268
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$3,065/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$268
HOA / condo fee$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$354KedgeAI estimate $414,089 · range $369K$434K$451K

vs edgeAI estimate

−7%

$/sqft vs Sarasota actives

$230 vs $328

Days on market

408 vs 58 typical

Where $230/sqft sits among the 400 Sarasota actives

230 · this home
63
30
27
18
32
$152–388$388–624$624–861$861–1097$1097–1333$1333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Treetops At North Forty

Map of 4227 PLACID DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Treetops At North Forty — neighborhood snapshot

Population

538

Median age

73

Median income

$67,734

Median home value

$365,300

Avg household

2

Households w/ children

6%

For the school run

Manatee County School District

ElementaryMarjorie G. Kinnan Elementary School★★★★★
MiddleBraden River Middle School★★★★★
HighSoutheast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

149 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the SARASOTA 34243 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $385,000 $14K
Jun 11, 2025Listed at $399,000 · 408 days on market since
1992Built · TREETOPS AT NORTH 40 - PLACID

Reality check

What actually sold near 4227 PLACID DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4205 PLACID DRIVESold · Jan ’26

$340,000

4205 PLACID DRIVE · same community

3 bd · 2 ba · 1,311 sqft · $259/sqft · 44 DOM

8429 CYPRESS LAKE CIRCLESold · Sep ’25

$375,000

8429 CYPRESS LAKE CIRCLE

3 bd · 2 ba · 1,701 sqft · $220/sqft · 11 DOM

6282 BONAVENTURE COURTSold · Jul ’26

$442,000

6282 BONAVENTURE COURT

3 bd · 2 ba · 1,652 sqft · $268/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4227 PLACID DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4227 PLACID DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4227 PLACID DRIVE FAQs

What would the monthly payment be for 4227 PLACID DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,065/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4227 PLACID DRIVE?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4227 PLACID DRIVE?+

The most recent tax bill on record (2024) was $3,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4227 PLACID DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $385,000, this home is listed about 32% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4227 PLACID DRIVE?+

Marjorie G. Kinnan Elementary School (elementary), Braden River Middle School (middle), Southeast High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$385,000 runs 18% above the SARASOTA 34243 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

408 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $399,000, now $385,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of TURNER REAL ESTATE NETWORK · Raymond Turner. MLS #A4654976.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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