David Ramirez
$1,468,000$1,895,0004 bd3.5 ba3,300 sqft$445 /sqft$9,621 /mo all-in ↓

8963 FISHERMENS BAY DRIVE, SARASOTA, FL, 34231

Active435 days on marketListed Jun 6, 2025MLS #A4654953

Reduced $427KPrivate poolSingle Family ResidenceFISHERMENS BAY

About this home

8963 FISHERMENS BAY DRIVE

Live the Dream in Fishermen’s Bay – Private Bayfront Paradise with Deeded Boat Slip & Designer Touches. Welcome to a rare opportunity in the exclusive gated enclave of Fishermen’s Bay, a serene waterfront community of just 20 custom luxury homes, perfectly situated West of the Trail on the shimmering shores of Little Sarasota Bay. Tucked away at the end of a quiet cul-de-sac and nestled on a lush half-acre tropical estate, this Key West-style masterpiece offers over 3,200 square feet of elegant indoor living and expansive outdoor spaces designed for the ultimate Florida lifestyle. Enjoy Sarasota Bay views, water access, and a deeded boat slip, and private gate leading to Vamo Park for easy kayak launching just steps away. Crafted by renowned Yoder Construction, the home is a stunning blend of craftsmanship, comfort, and coastal sophistication. Step inside to discover wood floors, crown moldings, and stone countertops throughout. The chef’s kitchen is a dream, featuring a Viking range, Sub-Zero refrigerator, Fisher & Paykel dishwasher, quartz countertops ideal for entertaining. The main living and dining area opens through sets of French doors to a screened-in deck where you can relax and soak in the tranquil views of the bay and your private heated pool with sun shelf and 5-person spa (installed in 2020). Whether you’re enjoying your morning coffee or hosting sunset dinners, the setting is simply magical. The 3rd-floor master suite is a private sanctuary complete with a fireplace, dual walk-in closets, updated spa bath, and a private balcony offering serene water views. On the ground floor, a large bonus area opens to lush, Selby Garden-style landscaping with rambling paver walkways, and plenty of storage for kayaks and beach toys. Enjoy peace of mind with electric hurricane shutters, a 3-zone A/C system, engineered walls, and a sprinkler system fed by your own well. Additional Highlights: • Deeded boat slip with quick access to the Intracoastal • kayak launch • 2 fireplaces • Screened and covered porches for year-round enjoyment • 2-car garage with ample storage • Minutes to Siesta Key Beach, Pine View School, shopping, and dining This is more than a home—it’s a lifestyle. Discover the timeless charm of Old Florida with every modern luxury you could desire. Paradise is calling in Fishermen’s Bay!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,300

Sqft

0.48 ac

Lot size

2

Garage

1993

Year built

Three Or More

Levels

$445

Per sqft

Private poolFireplacePool & Water viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Kitchen Reverse Osmosis System · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationBasement · Stilt/On Piling
ViewPool · Water
FacesSouth
ParkingGarage Door Opener · Ground Level
ExteriorBalcony · French Doors · Hurricane Shutters · Sliding Doors

Community & fees

HOA fee$125/mo
Taxes (2024)$10,372/yr
PetsYes
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Intracoastal Waterway · Water Access · Waterfront

Utilities & systems

UtilitiesPublic
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,621 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,921
PMI (est., until 20% equity)$551
Property tax — 2024 actual bill$864
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $146,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $146,800
Interest rate6.00%
Loan term

Estimated payment

$9,621/mo

Principal & interest$7,921
PMI (est., until 20% equity)$551
Property taxes (actual bill)$864
HOA / condo fee$125
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.1MedgeAI estimate $1,353,226 · range $1.2M$1.7M$1.7M

vs edgeAI estimate

+8.5%

$/sqft vs Sarasota actives

$445 vs $349

Days on market

435 vs 63 typical

Where $445/sqft sits among the 400 Sarasota actives

223
64 · this home
34
29
20
30
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fishermens Bay

Map of 8963 FISHERMENS BAY DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Fishermens Bay — neighborhood snapshot

Population

237

Median age

77

Median income

$85,339

Median home value

$298,000

Avg household

2

Households w/ children

1%

For the school run

Sarasota County School District

ElementaryGulf Gate Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

176 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 634% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,468,000 $427K
Jun 6, 2025Listed at $1,895,000 · 435 days on market since
1993Built · FISHERMENS BAY

Reality check

What actually sold near 8963 FISHERMENS BAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8871 FISHERMENS BAY DRIVESold · Oct ’25

$1,114,500

8871 FISHERMENS BAY DRIVE · same community

3 bd · 3 ba · 3,214 sqft · $347/sqft · 84 DOM

8900 FISHERMENS BAY DRIVESold · Sep ’25

$3,485,000

8900 FISHERMENS BAY DRIVE · same community

4 bd · 3.5 ba · 4,158 sqft · $838/sqft · 0 DOM

8810 FISHERMENS BAY DRIVESold · Sep ’25

$2,225,000

8810 FISHERMENS BAY DRIVE · same community

4 bd · 3 ba · 4,348 sqft · $512/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8963 FISHERMENS BAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8963 FISHERMENS BAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

8963 FISHERMENS BAY DRIVE FAQs

What would the monthly payment be for 8963 FISHERMENS BAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,621/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8963 FISHERMENS BAY DRIVE?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8963 FISHERMENS BAY DRIVE?+

The most recent tax bill on record (2024) was $10,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8963 FISHERMENS BAY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,468,000, this home is listed about 165% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8963 FISHERMENS BAY DRIVE?+

Gulf Gate Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,468,000 runs 634% above the SARASOTA 34231 median — but at 3,300 sqft it's also nearly twice the size of the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

435 days on market against a Sarasota median of 63 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Gulf Gate Elementary School, Riverview High School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,895,000, now $1,468,000 — a $427K cut. The full history is in the market section below.

Listing courtesy of CLUB REALTY · Brooke O'Malley. MLS #A4654953.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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