David Ramirez
$364,000$394,0003 bd2 ba1,672 sqft$218 /sqft$3,251 /mo all-in ↓

2105 GRAND FLORA TRAIL, BRADENTON, FL, 34208

Active411 days on marketListed Jun 8, 2025MLS #A4654576

Reduced $30KSingle Family ResidenceVILLAGES OF GLEN CREEK PH 1B

About this home

2105 GRAND FLORA TRAIL

~ Come experience living in The Villages of Glen Creek ~ This home featuring the ARIA floor plan model is practically brand new having been built just one year ago in 2024. This SMART enabled home affords you the luxury of controlling lights, adjusting the thermostat temperature and opening garage doors and your front door all from the convenience of your phone. Arrive at the gated entrance to an age and pet friendly development surrounded by a beautifully maintained, manicured and fenced community perimeter. Step inside and you'll find a split bedroom floor plan offering privacy that has maximized space with an open layout tying the Dining Room, Kitchen and Great Room together. The flooring features easy maintenance ceramic tile in the main living areas with soft carpeting in the bedrooms for comfort underfoot. This home checks all the boxes for even the most discerning of buyers with its newer construction and appliances. The Primary Suite, which is very well sized, overlooks the privately fenced in backyard and is complete with a walk-in closet and a large bathroom area that includes a tiled walk-in shower and linen closet. The kitchen, which is the true heart of this home, ties the main living areas together where you'll find granite countertops, stainless steel appliances, wood cabinets, a very large counter space that also accommodates barstool seating which will be just perfect when entertaining, a large closet pantry and a generous amount of cabinets for your storage needs. Living in an X non-flood zone represents savings for you on your homeowner's insurance costs along with peace of mind. The front yard is serviced by a sprinkler system sourced from the community pond. Hurricane shutters, which have never needed to be used, are included. A PVC privacy fence encloses the backyard offering a safe private sanctuary perfect for your weekend bbq's and romping playground for your little ones and pets in addition to a covered patio area to escape from on those warmer summer days. The reasonable $275/quarterly fees include high speed internet, a Clubhouse, a resort style swimming pool to indulge and relax in, a playground and a dog park. A Spectrum TV subscription with a plethora of channels and streaming apps is covered under the HOA fees in addition to Spectrum internet service. This affordable home is a true gem that has been maintained in excellent condition!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,672

Sqft

0.16 ac

Lot size

2

Garage

2024

Year built

One

Levels

$218

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · On Street
ExteriorHurricane Shutters · Irrigation System

Community & fees

HOA fee$92/mo
Taxes (2025)$8,341/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Dog Park · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Fiber Optics · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,251 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,143
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$695
HOA fee — from the listing$92
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,740Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,740
Interest rate6.00%
Loan term

Estimated payment

$3,251/mo

Principal & interest$2,143
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$695
HOA / condo fee$92
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $364K
$349KedgeAI estimate $422,214 · range $391K$509K$529K

vs edgeAI estimate

−13.8%

$/sqft vs Bradenton actives

$218 vs $236

Days on market

411 vs 53 typical

Where $218/sqft sits among the 400 Bradenton actives

99
101 · this home
85
47
30
38
$122–179$179–236$236–293$293–350$350–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Park

Map of 2105 GRAND FLORA TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa53 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

North Park — neighborhood snapshot

Population

2,839

Median age

35

Median income

$57,729

Median home value

$271,847

Avg household

3

Households w/ children

300

For the school run

Manatee County School District

ElementarySamoset Elementary School★★★★★
HighLakewood Ranch High School★★★★
MiddleDr Mona Jain Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

187 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $364,000 $30K
Jun 8, 2025Listed at $394,000 · 411 days on market since
2024Built · VILLAGES OF GLEN CREEK PH 1B

Reality check

What actually sold near 2105 GRAND FLORA TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2105 CITRUS BREEZE DRIVESold · May ’26

$395,000

2105 CITRUS BREEZE DRIVE · same community

3 bd · 2 ba · 1,838 sqft · $215/sqft · 7 DOM

1813 EVERSON STREETSold · Sep ’25

$415,000

1813 EVERSON STREET · same community

3 bd · 2 ba · 1,978 sqft · $210/sqft · 11 DOM

2108 CITRUS BREEZE DRIVESold · Aug ’25

$435,000

2108 CITRUS BREEZE DRIVE · same community

3 bd · 2 ba · 2,068 sqft · $210/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2105 GRAND FLORA TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2105 GRAND FLORA TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2105 GRAND FLORA TRAIL FAQs

What would the monthly payment be for 2105 GRAND FLORA TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,251/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2105 GRAND FLORA TRAIL?+

The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2105 GRAND FLORA TRAIL?+

The most recent tax bill on record (2025) was $8,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2105 GRAND FLORA TRAIL?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $364,000, this home is listed about 8% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2105 GRAND FLORA TRAIL?+

Samoset Elementary School (elementary), Lakewood Ranch High School (high), Dr Mona Jain Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

411 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Samoset Elementary School, Lakewood Ranch High School, Dr Mona Jain Middle School — Lakewood Ranch High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $394,000, now $364,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of WAGNER REALTY · Sherry Flathman. MLS #A4654576.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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