818 BAYOU POINT COURT, TERRA CEIA, FL, 34250
Active469 days on marketListed Apr 29, 2025MLS #A4650566
About this home
818 BAYOU POINT COURT
One or more photo(s) has been virtually staged. Welcome to Terra Ceia Island, where timeless natural beauty meets the perfect opportunity to build your dream home. This expansive 1.28-acre homesite is tucked within the private, charming community of Tilletts Bayou Preserve, offering an exceptional blend of tranquility and convenience. Picture yourself unwinding on your front porch, taking in breathtaking sunsets over the calm waters of Tilletts Bayou — a view that never grows old. Just across the street, residents enjoy exclusive community water access with a kayak launch and a dock, perfect for morning paddles or peaceful evenings by the bayou. As a resident of Terra Ceia, you’ll also have the option to join the Village Improvement Association, giving you access to a beautifully maintained community park featuring a boat ramp, kayak launch, pickleball courts, fire pit and BBQ pavilion, and event space for gatherings. Whether you envision a coastal retreat or a custom estate surrounded by old Florida charm, this rare offering on Terra Ceia Island is the ideal canvas to bring your vision to life.
Facts & features
The home at a glance
1.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,542 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,542/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
416
Median age
57.8
Median income
$153,566
Median home value
$921,100
Avg household
2.19
Households w/ children
28%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$1.1M → $1.6M
Terra Ceia median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 818 BAYOU POINT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$239,000
603 48TH STREET W
3 bd · 1 ba · 987 sqft · $242/sqft · 4 DOM
Sold · Feb ’26$290,000
5004 3RD AVENUE W
3 bd · 2 ba · 1,053 sqft · $275/sqft · 52 DOM
Sold · Jul ’26$329,000
615 48TH STREET W
3 bd · 2 ba · 1,090 sqft · $302/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 818 BAYOU POINT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 818 BAYOU POINT COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
818 BAYOU POINT COURT FAQs
What would the monthly payment be for 818 BAYOU POINT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,542/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 818 BAYOU POINT COURT?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 818 BAYOU POINT COURT?+
The most recent tax bill on record (2024) was $3,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 818 BAYOU POINT COURT?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $320,000, this home is listed about 68% below the Terra Ceia median of $997,000. The market section on this page shows how the area is trending.
Which schools are assigned to 818 BAYOU POINT COURT?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TERRA CEIA 34250 market on paper
$320,000 is 57% below the TERRA CEIA 34250 median of $750,000.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
469 days on market against a Terra Ceia median of 92 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $375,000, now $320,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Carly Heiser, PLLC. MLS #A4650566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Terra Ceia homes, in your inbox
Like 818 BAYOU POINT COURT but not quite? A daily digest of every new listing in Terra Ceia — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →