3309 BERNADETTE DRIVE, ELLENTON, FL, 34222
Active476 days on marketListed Apr 14, 2025MLS #A4646814
About this home
3309 BERNADETTE DRIVE
SELLERS MOTIVATED! Welcome to this beautifully updated and furnished 2-bedroom, 2-bathroom double wide home—boasting over 1,000 square feet of living space—in the highly sought-after 55+ community of Terra Siesta. This rare 2007 build provides modern comfort and style, featuring updated luxury vinyl flooring throughout, a beautiful bay window in the living room, an indoor laundry room with cabinet space, and soaring vaulted ceilings that create a bright, airy atmosphere. The home also offers a newer TPO roof installed in 2020 for long-term peace of mind, rain gutters, and an extra parking pad for added convenience—perfect for guests or a second vehicle. Located in a vibrant, active community, residents enjoy access to two sparkling pools, two clubhouses, pickleball courts, shuffleboard, water, sewer, trash, and a full calendar of social activities. All of this comes with a low HOA fee of just $211 a month. Conveniently situated near shopping, dining, and I-75, this charming home offers both comfort and convenience in one of Florida’s most desirable 55+ neighborhoods. Don’t miss your chance to enjoy the Florida lifestyle at its best!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
0.07 ac
Lot size
2007
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.6%
$/sqft vs TERRA SIESTA MOBILE HOME PARK CO-OP
$181 vs $133
Days on market
476 vs 68 typical
Where $181/sqft sits among the 8 homes for sale in TERRA SIESTA MOBILE HOME PARK CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
ELLENTON 34222 — neighborhood snapshot
Population
14,529
Median age
55.7
Median income
$66,105
Median home value
$194,300
Avg household
2.34
Households w/ children
1,253
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$329K → $415K
Ellenton median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
6 of 8
TERRA SIESTA MOBILE HOME PARK CO-OP have cut their price
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3309 BERNADETTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$140,000
3108 DOROTHY PLACE · same community
2 bd · 2 ba · 1,056 sqft · $133/sqft · 93 DOM
Sold · May ’26$88,000
3404 JUDITH DRIVE · same community
2 bd · 2 ba · 1,056 sqft · $83/sqft · 86 DOM
Sold · Jun ’26$146,000
3310 EILEEN DRIVE · same community
2 bd · 2 ba · 1,040 sqft · $140/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3309 BERNADETTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3309 BERNADETTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3309 BERNADETTE DRIVE FAQs
What would the monthly payment be for 3309 BERNADETTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,807/mo — principal and interest, the actual property-tax bill, the $211/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3309 BERNADETTE DRIVE?+
The association fee works out to $211 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3309 BERNADETTE DRIVE?+
The most recent tax bill on record (2024) was $2,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3309 BERNADETTE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $199,500, this home is listed about 25% below the Ellenton median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3309 BERNADETTE DRIVE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ELLENTON 34222 market on paper
$199,500 is 22% below the ELLENTON 34222 median of $257,000, and at $181/sqft it sits under the Ellenton average of $202.
02Time on market is leverage
476 days on market against a Ellenton median of 68 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $227,000, now $199,500 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Melissa Jo Moore, PLLC. MLS #A4646814.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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