David Ramirez
$895,000$985,000$5,635 /mo all-in ↓

8504 HERON LAGOON CIRCLE, SARASOTA, FL, 34242

Active502 days on marketListed Mar 13, 2025MLS #A4644322

Reduced $90KHERON LAGOON LODGES

About this home

8504 HERON LAGOON CIRCLE

Have you ever built a bonfire on the beach and had 50 of your closest family and friends over for a beach party? This happens no where else on Siesta Key. Residents in the neighborhood enjoy the unique privilege of crossing Heron Lagoon via a private bridge to the sands of Siesta Key beach. There’s a cabana for storing your beach chairs, kayaks and water toys. It’s a one minute walk from your front door to the bridge and another minute to cross it! Here's an opportunity to build your dream home on a pristine, oversized lot nestled on the quiet end of Siesta Key. This exceptional lot offers unparalleled privacy, lush natural surroundings on an expansive corner parcel. Only minutes to restaurants, a marina to house your boat, and beautiful Turtle Beach where you can walk to newly opened Midnight Pass. The previous structure has been removed, and a clean slate is waiting for your vision. Use the Showing Time button to schedule your visit today.

Facts & features

The home at a glance

0.26 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$3,719/yr
PetsYes
CommunityWater Access · Beach Area

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,635 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2025 actual bill$310
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,500
Interest rate6.00%
Loan term

Estimated payment

$5,635/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$310
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Heron Lagoon Lodges

Map of 8504 HERON LAGOON CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Heron Lagoon Lodges — neighborhood snapshot

Population

131

Median age

68

Median income

$106,038

Median home value

$990,500

Avg household

2

Households w/ children

4%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $895,000 $90K
Mar 13, 2025Listed at $985,000 · 502 days on market since

Reality check

What actually sold near 8504 HERON LAGOON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8625 MIDNIGHT PASS ROAD UNIT 305BSold · Sep ’25

$375,000

8625 MIDNIGHT PASS ROAD UNIT 305B

1 bd · 1 ba · 697 sqft · $538/sqft · 158 DOM

9397 MIDNIGHT PASS ROAD UNIT 603Sold · Jun ’26

$329,000

9397 MIDNIGHT PASS ROAD UNIT 603

1 bd · 1 ba · 778 sqft · $423/sqft · 119 DOM

9011 MIDNIGHT PASS ROAD UNIT 228Sold · May ’26

$360,000

9011 MIDNIGHT PASS ROAD UNIT 228

1 bd · 1 ba · 783 sqft · $460/sqft · 936 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8504 HERON LAGOON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8504 HERON LAGOON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8504 HERON LAGOON CIRCLE FAQs

What would the monthly payment be for 8504 HERON LAGOON CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,635/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8504 HERON LAGOON CIRCLE?+

The most recent tax bill on record (2025) was $3,719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8504 HERON LAGOON CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $895,000, this home is listed about 57% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8504 HERON LAGOON CIRCLE?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$895,000 runs 79% above the SARASOTA 34242 median.

02Time on market is leverage

502 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $985,000, now $895,000 — a $90K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kim Ogilvie. MLS #A4644322.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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