4333 SALTWATER PEARL WAY, CORTEZ, FL, 34215
Active514 days on marketListed Mar 10, 2025MLS #A4643673
About this home
4333 SALTWATER PEARL WAY
*************** SPECIAL PRICE REDUCTION*************************************** Located Approximately 10 minutes from IMG academy , and just a stone's throw away from Bradenton Beach bridge, this turnkey, utility free, fully furnished, brand-new residence in a gated community is the pinnacle of coastal living that offers both luxury and sustainability located just a short walk on the Cortez bridge from the sun-drenched beaches of Anna Maria Island. This home is an athlete's dream due to the private infrared sauna, hot tub, cold plunge, and outdoor shower. With nearby beaches, abundant fishing opportunities, water sports, nature preserve parks, the Florida Maritime Museum, stylish boutiques, and al fresco dining, you'll find the essence of seaside living. The House offers eco-friendly, Green living offering PGT impact windows, superior energy-efficient insulation, a revolutionary Solar Panel and Sonnen Battery Storage System that ensures minimal maintenance and remarkable net-zero energy cost savings, as well as being able to manage the home's lighting, climate, and security through intuitive smart home controls. The interior’s open concept, with its luxury plank flooring to the Quartz kitchen & stainless-steel appliances and eat-in island. Enjoy terraces on the east and west-facing views on both living levels, seamlessly extending your living space while creating an inviting setting for entertainment and relaxation. Navigate between floors by stairs or the three-stop elevator. The upper floor hosts a California King bed a few steps away from your private screened balcony. Adjacent from the primary bedroom are two guest bedrooms, one with a king-sized bed and the other with full-size bunk beds, sharing a bathroom and the laundry room down the hall. The lower level boasts a 2-car garage with ample storage space and a Tesla wall charger and also a ping pong table. Hunters Point Resort and Marina is a waterfront haven in the heart of Cortez's charming historic fishing village. This unique master-planned community, once completed, will comprise only luxury homes. Your home at Hunters Point features top-of-the-line technology that harmoniously shapes a smart home with impeccable green credentials. Monthly Rate includes all Utilities: electric, water, sewer, garbage, pest control, WiFi internet [400 MBPS] and basic cable. Unit is located within a short walk to the fitness room, community pool and spa to be in completed by June 2026. Everything you need is provided, only bring your suitcase and car. Kitchen is fully equipped with all appliances, silverware, glassware, blender, toaster, water heater, Nespresso machine. Bedrooms and bathrooms are furnished by the smallest details with attention. Use of beach towels, beach chairs, cooler, and bicycles are available. If you have any special requests, please let us know. Listed rate is for 6+ month rental. Villa owners reserve the right to increase the rent for shorter term leases [Less than 6 months $10,000.00 per month plus applicable short-term taxes and fees]. This is an owner managed property and no indoor smokers permitted please.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,678
Sqft
0.07 ac
Lot size
1
Garage
2023
Year built
Three Or More
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cortez actives
$4 vs $656
Days on market
514 vs 81 typical
Where $4/sqft sits among the 16 Cortez actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cortez
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cortez. See the full Cortez guide →
CORTEZ 34215 — neighborhood snapshot
Population
759
Median age
58.5
Median income
$76,364
Median home value
$722,200
Avg household
2.03
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cortez market
$1.3M → $1.9M
Cortez median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
6 of 16
Cortez actives have cut their price
Median sold price, Cortez, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CORTEZ 34215 median. See the full Cortez market guide →
Paper trail
This home's history
Reality check
What actually sold near 4333 SALTWATER PEARL WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,465,000
4337 MARINA VIEW WAY · same community
3 bd · 2.5 ba · 1,678 sqft · $873/sqft · 182 DOM
Sold · Nov ’25$1,095,000
4337 SALTWATER PEARL WAY · same community
3 bd · 2.5 ba · 1,678 sqft · $653/sqft · 49 DOM
Sold · Oct ’25$1,150,000
4215 SALTWATER PEARL WAY · same community
3 bd · 2.5 ba · 1,678 sqft · $685/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4333 SALTWATER PEARL WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4333 SALTWATER PEARL WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4333 SALTWATER PEARL WAY FAQs
What would the monthly payment be for 4333 SALTWATER PEARL WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $211/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4333 SALTWATER PEARL WAY?+
The listing reports pets: Breed Restrictions, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cortez?+
At $7,000, this home is listed about 99% below the Cortez median of $1,000,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4333 SALTWATER PEARL WAY?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CORTEZ 34215 market on paper
$7,000 is 99% below the CORTEZ 34215 median of $739,000, and at $4/sqft it sits under the Cortez average of $681.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
514 days on market against a Cortez median of 81 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $8,950, now $7,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Liz Andricks. MLS #A4643673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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