731 CRISTELLE JEAN DRIVE, RUSKIN, FL, 33570
Active585 days on marketListed Dec 24, 2024MLS #A4633372
About this home
731 CRISTELLE JEAN DRIVE
Short Sale. **Beautiful 4-Bedroom Home with Serene Pond View in Ruskin – Move-In Ready! add your updates and call it home Welcome to this beautifully maintained **4-bedroom, 2.5-bathroom** home in the sought-after **Wellington North community** in **Ruskin**. With **2,378 square feet** of stylish living space and a **peaceful pond view**, this home offers the perfect combination of comfort, elegance, and Florida lifestyle. Enjoy a spacious **screened and tiled patio**, ideal for morning coffee, relaxing evenings, or entertaining guests. Inside, **natural light** pours into the open living areas, accentuating the **soaring ceilings** and creating a bright, airy atmosphere. The first floor features **durable tile flooring**, while the second story has been upgraded with **modern laminate**. Retreat to the **generously sized master suite**, complete with a luxurious en-suite bathroom featuring **dual vanities**, a **soaking tub**, and a **separate shower**. The **kitchen** is a chef’s delight, featuring **stainless steel appliances**, a **breakfast bar**, and **ample cabinetry**, all flowing seamlessly into the **family room**—a perfect space for gatherings. Step outside to your **expansive patio**, where there's plenty of room for outdoor seating, a fire pit, or even a future **outdoor kitchen**, all set against the backdrop of a tranquil pond. Key Updates Include: New roof under 4yrs old** New water heater under 4 years old)** newer privacy fence** *HVAC system (7 years old)** with **brand-new compressor** Perfectly located just minutes from **I-75**, you’ll enjoy quick access to **EG Simmons Park**, **Cockroach Bay**, and **Ellenton Premium Outlets** for fishing, boating, shopping, and dining. This is more than a home—it’s a lifestyle. ?? **Don’t miss out—schedule your private tour today!**
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,378
Sqft
0.12 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$125
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,575 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,575/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22%
$/sqft vs Ruskin actives
$125 vs $181
Days on market
585 vs 51 typical
Where $125/sqft sits among the 278 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
153 of 278
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 731 CRISTELLE JEAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$306,000
1012 CRISTELLE JEAN DRIVE · same community
4 bd · 2.5 ba · 1,984 sqft · $154/sqft · 4 DOM
Sold · Oct ’25$294,000
1603 CARSON WHITE LANE · same community
3 bd · 2.5 ba · 1,810 sqft · $162/sqft · 19 DOM
Sold · Mar ’26$325,000
915 CRISTELLE JEAN DRIVE · same community
4 bd · 3 ba · 1,797 sqft · $181/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 731 CRISTELLE JEAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 731 CRISTELLE JEAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
731 CRISTELLE JEAN DRIVE FAQs
What would the monthly payment be for 731 CRISTELLE JEAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,575/mo — principal and interest, the actual property-tax bill, the $36/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 731 CRISTELLE JEAN DRIVE?+
The association fee works out to $36 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 731 CRISTELLE JEAN DRIVE?+
The most recent tax bill on record (2024) was $5,919. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 731 CRISTELLE JEAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $298,000, this home is listed about 15% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 731 CRISTELLE JEAN DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the RUSKIN 33570 market on paper
$298,000 is 12% below the RUSKIN 33570 median of $340,000, and at $125/sqft it sits under the Ruskin average of $221.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
585 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $405,000, now $298,000 — a $107K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PURSUE OVERTAKE & RECOVER REALTY INC · Rachel Speight. MLS #A4633372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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