David Ramirez
$249,900$289,9002 bd2 ba1,255 sqft$199 /sqft$2,052 /mo all-in ↓

13479 NEWPORT AVENUE, PORT CHARLOTTE, FL, 33981

Active619 days on marketListed Dec 4, 2024MLS #A4631263

Reduced $40KSingle Family ResidencePORT CHARLOTTE SEC 066

About this home

13479 NEWPORT AVENUE

LOCATION. LOCATION. LOCATION. Discover the perfect move-in-ready home in a fantastic amenity rich community of GARDENS OF GULF COVE near several Gulf beaches! NO FLOOD ZONE! Property stayed high and dry through the last few storms and has never flooded. The community boasts 4 lakes, underground utilities, sidewalks, street lights, county water and sewer, and a full-time manager. For an affordable yearly fee of $420.00, residents enjoy access to TWO COMMUNITY POOLS (one heated), tennis courts/PICKLEBALL, shuffleboard, bocce play, a basketball court, rec. center, exercise equipment, pool tables, and a friendly atmosphere. Convenient TO GULF BEACHES, fishing, shopping, dining, and entertainment just minutes away, this property in paradise awaits your visit. This 2-bedroom, 2-bathroom gem has received fresh paint inside and out, creating a welcoming atmosphere. BRAND NEW ROOF. NEW A/C. Recently installed luxury vinyl waterproof flooring enhances most rooms, while the eat-in kitchen boasts a brand-new stainless steel appliance package, including a dishwasher, side-by-side refrigerator with water and ice dispenser, microwave, self-cleaning smooth-top stove/oven, a new garbage disposal, new cabinets, granite countertops, and recessed lighting. The center island doubles as a breakfast bar, contributing to the kitchen's functionality. A dining room with cathedral ceiling, which can also serve as a family room, opens up to a 10x14 rear patio through sliding glass doors. The spacious 12x24 living room provides an open and inviting ambiance. Upgrades extend to the bathrooms, featuring new vanities, toilets, and tile flooring. The home includes a new garage door opener with 2 remotes, and the hot water heater has been replaced. Most rooms are adorned with new ceiling fans, and hurricane shutters add an extra layer of security. The front of the home features a large 9x38 porch surrounded by newly added palm trees. Situated in the sought-after Gardens of Gulf Cove in Port Charlotte, Florida, near the Englewood border, this residence offers desirable amenities. Schedule your appointment today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,255

Sqft

0.17 ac

Lot size

1

Garage

1973

Year built

One

Levels

$199

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorHurricane Shutters · Sidewalk

Community & fees

HOA fee$35/mo
Taxes (2023)$3,304/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,052 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2023 actual bill$275
HOA fee — from the listing$35
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$2,052/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$275
HOA / condo fee$35
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$177KedgeAI estimate $242,205 · range $184K$250K$260K

vs edgeAI estimate

+3.2%

$/sqft vs Port Charlotte actives

$199 vs $209

Days on market

619 vs 59 typical

Where $199/sqft sits among the 400 Port Charlotte actives

117
117 · this home
60
39
26
41
$129–176$176–222$222–269$269–315$315–362$362+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood East

Map of 13479 NEWPORT AVENUE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Englewood East — neighborhood snapshot

Population

12,116

Median age

58

Median income

$62,950

Median home value

$270,898

Avg household

2

Households w/ children

673

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

198 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 541% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $249,900 $40K
Dec 4, 2024Listed at $289,900 · 619 days on market since
1973Built · PORT CHARLOTTE SEC 066

Reality check

What actually sold near 13479 NEWPORT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13489 DARNELL AVENUESold · Feb ’26

$195,000

13489 DARNELL AVENUE · same community

3 bd · 2 ba · 1,245 sqft · $157/sqft · 3 DOM

6522 COLISEUM BOULEVARDSold · Jan ’26

$178,000

6522 COLISEUM BOULEVARD · same community

2 bd · 2 ba · 1,270 sqft · $140/sqft · 40 DOM

13495 SANTA ROSA AVENUESold · Mar ’26

$175,000

13495 SANTA ROSA AVENUE · same community

3 bd · 2 ba · 1,282 sqft · $137/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13479 NEWPORT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13479 NEWPORT AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

13479 NEWPORT AVENUE FAQs

What would the monthly payment be for 13479 NEWPORT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,052/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13479 NEWPORT AVENUE?+

The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13479 NEWPORT AVENUE?+

The most recent tax bill on record (2023) was $3,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13479 NEWPORT AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $249,900, this home is listed about 24% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13479 NEWPORT AVENUE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$249,900 runs 541% above the PORT CHARLOTTE 33981 median.

02Time on market is leverage

619 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $289,900, now $249,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of EXIT KING REALTY · Patrice Davis. MLS #A4631263.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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