David Ramirez

16428 TOGAS WAY, PUNTA GORDA, FL, 33955

Active693 days on marketListed Sep 9, 2024MLS #A4622720

PUNTA GORDA ISLES SEC 21

About this home

16428 TOGAS WAY

Attention Investors & Developers! Build your custom home in the beautiful community of Burnt Store Lakes. Lot is located in the cul da sac, on a quiet street, with Western front exposure, offering one-of-a-kind sunsets. Land dimensions are 53' x 133' x 148' x 102', making this lot a little over a quarter acre of land. Lot is completely cleared, with greenbelt at the rear of property, for added privacy. This upscale lake front community is located on the southern shores of Charlotte Harbor and features 11 large lakes, a resident’s park & picnic pavilion, canoe/kayak launch to Charlotte Harbor, picturesque golf cart, bike/walking paths, plus streetlights and sidewalks. This resort like atmosphere continues into the adjacent community Safe Harbor/Burnt Store Marina & Golf offering public access to its full-service World-Class Marina, plus executive golf course & dining destinations. The Burnt Store Lakes Community features include friendly deed restrictions, public water & sewer and most homes are custom. There is just one Home Owners Association fee of $494 per year. The Burnt Store Corridor is a short ride to downtown Punta Gorda where you will find shopping, farmers markets, restaurants, walking paths, boat launches, and more. Don't wait to experience the Southwest Florida lifestyle you have been dreaming of. Call today to own you own piece of paradise.

Facts & features

The home at a glance

0.26 ac

Lot size

Park/Greenbelt viewPets allowed

Inside

Outside & construction

ViewPark/Greenbelt
FacesWest

Community & fees

HOA fee$41/mo
Taxes (2025)$936/yr
PetsYes
CommunityLake · Private Boat Ramp · Water Access · Curbs · Deed Restrictions

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$627 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$324
FHA mortgage insurance (est.)$24
Property tax — 2025 actual bill$78
HOA fee — from the listing$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,925
Interest rate6.00%
Loan term

Estimated payment

$627/mo

Principal & interest$324
FHA mortgage insurance (est.)$24
Property taxes (actual bill)$78
HOA / condo fee$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 16428 TOGAS WAY

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33955 — neighborhood snapshot

Population

10,503

Median age

64.4

Median income

$76,733

Median home value

$321,500

Avg household

1.98

Households w/ children

623

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Sep 9, 2024Listed at $55,000 · 693 days on market since

Reality check

What actually sold near 16428 TOGAS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17506 CAPE HORN BOULEVARDSold · Dec ’25

$285,000

17506 CAPE HORN BOULEVARD · same community

2 bd · 2 ba · 1,181 sqft · $241/sqft · 196 DOM

17455 BOCA VISTA ROADSold · Apr ’26

$359,000

17455 BOCA VISTA ROAD · same community

2 bd · 2 ba · 1,334 sqft · $269/sqft · 341 DOM

17458 FUEGO LANESold · Apr ’26

$217,500

17458 FUEGO LANE · same community

3 bd · 2 ba · 1,408 sqft · $154/sqft · 447 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16428 TOGAS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16428 TOGAS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16428 TOGAS WAY FAQs

What would the monthly payment be for 16428 TOGAS WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $627/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16428 TOGAS WAY?+

The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16428 TOGAS WAY?+

The most recent tax bill on record (2025) was $936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16428 TOGAS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $55,000, this home is listed about 84% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 16428 TOGAS WAY?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$55,000 runs 34% above the PUNTA GORDA 33955 median.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

693 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of ALLISON JAMES ESTATES & HOMES · Sharadan Edmonds. MLS #A4622720.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 16428 TOGAS WAY but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 4:43 AM UTC. The listing information on this page last changed on August 3, 2026 at 4:43 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 4:43 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 4:43 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.