David Ramirez
Short-Term Rental Eligible
$1,599,000$1,795,0003 bd2 ba1,212 sqft$1,319 /sqft$9,822 /mo all-in ↓

1900 GULF DRIVE N UNIT 4, BRADENTON BEACH, FL, 34217

Active703 days on marketListed Aug 21, 2024MLS #A4620969

Reduced $196KWaterfrontFully furnishedCondominiumMARBELLA

About this home

1900 GULF DRIVE N UNIT 4

SUNSETS EVERY NIGHT from your direct GULF FRONT 3 bedroom condo with private, screened porch, and GULF FRONT POOL & SPA! Marbella is a beautifully updated community with like new refurbished building exterior and new pool surface. The high ceilings and gorgeous Gulf views beckon you into your updated unit with plank tile flooring, new lighting & ceiling fans, new furniture (2025 & 2026), updated AC (2023), updated stainless steel appliances (2023), updated tile on lanai (2024) & updated outdoor furniture! Find your relaxation at the beach right from your own back door and don’t miss another moment of island time!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,212

Sqft

0.7 ac

Lot size

2000

Year built

One

Levels

$1,319

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ParkingCommon · Covered · Ground Level · Guest · Open · Reserved · Under Building
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,206/yr
PetsNo
CommunityBuyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,822 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,628
PMI (est., until 20% equity)$600
Property tax — 2025 actual bill$434
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $159,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $159,900
Interest rate6.00%
Loan term

Estimated payment

$9,822/mo

Principal & interest$8,628
PMI (est., until 20% equity)$600
Property taxes (actual bill)$434
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$316KedgeAI estimate $329,569 · range $329K$331K$1.7M

vs edgeAI estimate

+385.2%

$/sqft vs Bradenton Beach actives

$1,319 vs $906

Days on market

703 vs 47 typical

Where $1,319/sqft sits among the 88 Bradenton Beach actives

32
15
16
12 · this home
4
9
$441–678$678–916$916–1153$1153–1390$1390–1628$1628+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityMarbella
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$5,000/mo median

MarketBradenton Beach
Annual gross at median$60,000
Gross yield on this price3.8%
Homes for rent right now5

Live Bradenton Beach rental listing data — this home’s rate depends on size, condition and furnishing.

The Davenport short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.

Where it sits

Inside Marbella

Map of 1900 GULF DRIVE N UNIT 4

Drive times from this address

Downtown Tampa68 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Marbella is a short-term-rental community. See the full guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer16.8 months of inventoryBuyer’s market

$665K$720K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

36 of 88

Bradenton Beach actives have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,599,000 $196K
Aug 21, 2024Listed at $1,795,000 · 703 days on market since
2000Built · MARBELLA

Reality check

What actually sold near 1900 GULF DRIVE N UNIT 4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6820 AVENIDA MARBELLASold · Jul ’26

$450,000

6820 AVENIDA MARBELLA · same community

2 bd · 2 ba · 1,695 sqft · $265/sqft · 50 DOM

3994 VIA MIRADASold · Mar ’26

$545,000

3994 VIA MIRADA · same community

2 bd · 2 ba · 1,703 sqft · $320/sqft · 4 DOM

6723 PASEO CASTILLESold · Jan ’26

$489,000

6723 PASEO CASTILLE · same community

2 bd · 2 ba · 1,784 sqft · $274/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1900 GULF DRIVE N UNIT 4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1900 GULF DRIVE N UNIT 4 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1900 GULF DRIVE N UNIT 4 FAQs

What would the monthly payment be for 1900 GULF DRIVE N UNIT 4?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1900 GULF DRIVE N UNIT 4?+

The most recent tax bill on record (2025) was $5,206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1900 GULF DRIVE N UNIT 4 be rented short-term?+

Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1900 GULF DRIVE N UNIT 4?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton Beach?+

At $1,599,000, this home is listed about 48% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1900 GULF DRIVE N UNIT 4?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,599,000 runs 31% above the BRADENTON BEACH 34217 median.

02Zoned for nightly rentals

Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Time on market is leverage

703 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ISLAND REAL ESTATE-ANNA MARIA · Erin Leathem. MLS #A4620969.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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