4909 OYSTER PEARL STREET, LAKEWOOD RANCH, FL, 34211
Active780 days on marketListed Jun 27, 2024MLS #A4615438
About this home
4909 OYSTER PEARL STREET
LORRAINE LAKES - BRAND NEW - LUXURY FURNISHED TURN KEY VACATION HOME. Discover paradise in this exquisite 2800 square foot, 4-bedroom, 3-bathroom, 3-car garage luxury home located within the upscale Lorraine Lakes gated community in Lakewood Ranch, Florida. This lavish home boasts an open-concept design, gourmet kitchen, elegant finishes, creating a haven of comfort and style. Enjoy serene water views and Florida's tropical weather from your beautiful screened in lanai. Exclusive amenities include state-of-the-art fitness center, tennis and pickle ball courts, bar and restaurant facilities, amazing outdoor pools and resort style amenities, huge indoor gymnasium, and numerous social clubs. Experience unparalleled living and leisure in this upscale sanctuary. Your dream home awaits. $10,000/month high season - $7,000/month low season. $100/month minimum food consumption obligation with membership. From 175 and SR70 - head east 5 miles to Uielhein Rd - then north 3/4 mile to Lorraine Lakes guardhouse on the left hand side.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,800
Sqft
0.1 ac
Lot size
3
Garage
2024
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakewood Ranch actives
$4 vs $274
Days on market
780 vs 55 typical
Where $4/sqft sits among the 263 Lakewood Ranch actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakewood Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakewood Ranch. See the full Lakewood Ranch guide →
LAKEWOOD RANCH 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakewood Ranch market
$577K → $579K
Lakewood Ranch median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
124 of 263
Lakewood Ranch actives have cut their price
Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 4909 OYSTER PEARL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,037,000
15311 GOLDEN BEAM PLACE · same community
3 bd · 3 ba · 2,650 sqft · $391/sqft · 60 DOM
Sold · Aug ’25$750,996
16318 Tradewinds TRADEWINDS TERRACE · same community
3 bd · 3 ba · 2,650 sqft · $283/sqft · 0 DOM
Sold · Dec ’25$850,000
4938 COASTAL DAYS LANE · same community
3 bd · 3 ba · 2,650 sqft · $321/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4909 OYSTER PEARL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4909 OYSTER PEARL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4909 OYSTER PEARL STREET FAQs
What would the monthly payment be for 4909 OYSTER PEARL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4909 OYSTER PEARL STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakewood Ranch?+
At $10,000, this home is listed about 98% below the Lakewood Ranch median of $598,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4909 OYSTER PEARL STREET?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKEWOOD RANCH 34211 market on paper
$10,000 is 98% below the LAKEWOOD RANCH 34211 median of $412,500, and at $4/sqft it sits under the Lakewood Ranch average of $314.
02Time on market is leverage
780 days on market against a Lakewood Ranch median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CROSS BORDER REALTY LLC · Brent Leathwood. MLS #A4615438.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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