David Ramirez
$149,900$209,0002 bd2 ba864 sqft$173 /sqft$1,586 /mo all-in ↓

7 S ESPLANADE STREET, ENGLEWOOD, FL, 34223

Active868 days on marketListed Mar 17, 2024MLS #A4603704

Priced 62% below the ENGLEWOOD 34223 medianReduced $59KFully furnishedManufactured HomeALAMEDA ISLES

About this home

7 S ESPLANADE STREET

Bring your Boat and your RV~Opportunity is knocking to live in this beautiful maintenance free 55+ community. This is a well maintained home with all new flooring. The AC is new in 2019 along with all the ductwork. It has a metal roof that has been inspected and given a life of 25 years plus all new gutters, siding, and shutters. This home has potential for great rental income here in this highly sought after retirement home in 55 Plus community Alameda Isles in Englewood. Close to Beaches and a great community with 59 Boat slips on a canal that leads to the Intercoastal way! If you are looking for a care free Florida lifestyle look no further. This home comes mostly furnished. Alameda Isles has all the amenities. Plus New electrical box upgrade, carport, siding, shutters, downspouts and gutters, lanai, plank flooring throughout, kitchen countertops and sink, tall toilets. Tie downs installed. All duct work replaced. Come see this adorable living space and picture yourself relaxing in the heated pool or hot tub, playing pickleball, tennis shuffle ball or playing pool. A workout room, sauna and library area also available. What about having your boat handy at the dock for a stroll out to the Intercoastal Way or even the Gulf of Mexico. The best part is the friendly community and get togethers in the Community center. Can you see yourself here already? Note: * Alameda Isles will comply with the Florida laws on Emotional Support Pets. * Financing Available * The real estate taxes paid are (non homestead) * Sq footage of 1014 which includes the lanai * New AC 2019 * New Vapor Barrier *In the Roof Inspection Report 3/20/24 The Metal Roof Lifetime Expectancy is 25 years. Truly a maintenance free house. * Most furnishings to stay Excludes Lanai furniture, TV, Stereo, music equipment and some misc personal items will be removed.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

864

Sqft

0.11 ac

Lot size

1978

Year built

One

Levels

$173

Per sqft

Furnished55+ community

Inside

FlooringLaminate · Luxury Vinyl
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Window Treatments
LaundryElectric Dryer Hookup · Outside · Washer Hookup
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionMetal Siding · Wood Frame
FoundationPillar/Post/Pier
FacesEast
ExteriorPrivate Mailbox · Sliding Doors · Storage

Community & fees

HOA fee$318/mo
Taxes (2023)$1,909/yr
PetsNo
CommunityBoat Slip · Canal Front · Association Recreation - Lease · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Pool · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,586 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2023 actual bill$159
HOA fee — from the listing$318
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,586/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$159
HOA / condo fee$318
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$111KedgeAI estimate $128,822 · range $116K$134K$156K

vs edgeAI estimate

+16.4%

$/sqft vs ALAMEDA ISLES

$173 vs $132

Days on market

868 vs 59 typical

Where $173/sqft sits among the 6 homes for sale in ALAMEDA ISLES

1
3
0
1
0
1 · this home
$112–122$122–132$132–143$143–153$153–163$163+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alameda Isles

Map of 7 S ESPLANADE STREET inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Alameda Isles — neighborhood snapshot

Population

596

Median age

69

Median income

$87,465

Median home value

$370,009

Avg household

2

Households w/ children

28%

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

3 of 6

ALAMEDA ISLES have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $149,900 $59K
Mar 17, 2024Listed at $209,000 · 868 days on market since
1978Built · ALAMEDA ISLES

Reality check

What actually sold near 7 S ESPLANADE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25 SAVONA AVENUESold · Oct ’25

$125,000

25 SAVONA AVENUE · same community

2 bd · 2 ba · 1,056 sqft · $118/sqft · 106 DOM

10 CORONADO DRIVESold · May ’26

$197,500

10 CORONADO DRIVE · same community

2 bd · 2 ba · 1,056 sqft · $187/sqft · 7 DOM

4 N FLORA VISTA STREETSold · Nov ’25

$145,000

4 N FLORA VISTA STREET · same community

2 bd · 2 ba · 1,152 sqft · $126/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7 S ESPLANADE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7 S ESPLANADE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7 S ESPLANADE STREET FAQs

What would the monthly payment be for 7 S ESPLANADE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,586/mo — principal and interest, the actual property-tax bill, the $318/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7 S ESPLANADE STREET?+

The association fee works out to $318 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7 S ESPLANADE STREET?+

The most recent tax bill on record (2023) was $1,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7 S ESPLANADE STREET?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $149,900, this home is listed about 59% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 7 S ESPLANADE STREET?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ENGLEWOOD 34223 market on paper

$149,900 is 62% below the ENGLEWOOD 34223 median of $389,495, and at $173/sqft it sits under the Englewood average of $310.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

868 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $209,000, now $149,900 — a $59K cut. The full history is in the market section below.

Listing courtesy of EXIT KING REALTY · Romona Dancz. MLS #A4603704.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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