2600 HARBOURSIDE DRIVE UNIT N-05, LONGBOAT KEY, FL, 34228
Active889 days on marketListed Feb 21, 2024MLS #A4600583
About this home
2600 HARBOURSIDE DRIVE UNIT N-05
Great east bank location at Longboat Key Club Moorings for this 45 x 20 ft. slip in the marina. Direct access to Sarasota Bay and the ICW. The deep water marina is as much a luxury resort as any other neighborhood on the island, thanks to individual slip ownership, a Mediterranean-style village that includes restaurants, shopping (close to Publix, CVS, and other specialty shops), recreational and social activities, and discreet, on-site maintenance and concierge services. Electric, water and wireless internet access at each slip. Free shuttle to St. Armand's Circle. The Marina has everything a boater could need. Buyer may join the Longboat Key Club for an additional fee. A current photo of the vessel must be provided, and the vessel approved by the Association before entering the marina. The longest boat permitted in this slip is 40 feet. Beam depends on the make/model of the vessel.
Facts & features
The home at a glance
One
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,033 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,033/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $893K
Longboat Key median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 2600 HARBOURSIDE DRIVE UNIT N-05
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$180,000
2600 HARBOURSIDE DRIVE UNIT N10 · same community
14 DOM
Sold · Feb ’26$549,000
2045 GULF OF MEXICO DRIVE UNIT M1-410
2 bd · 2 ba · 928 sqft · $592/sqft · 0 DOM
Sold · May ’26$422,500
2045 GULF OF MEXICO DRIVE UNIT M1-502
2 bd · 1 ba · 928 sqft · $455/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2600 HARBOURSIDE DRIVE UNIT N-05 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2600 HARBOURSIDE DRIVE UNIT N-05 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2600 HARBOURSIDE DRIVE UNIT N-05 FAQs
What would the monthly payment be for 2600 HARBOURSIDE DRIVE UNIT N-05?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,033/mo — principal and interest, the actual property-tax bill, the $302/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2600 HARBOURSIDE DRIVE UNIT N-05?+
The association fee works out to $302 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2600 HARBOURSIDE DRIVE UNIT N-05?+
The most recent tax bill on record (2025) was $1,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2600 HARBOURSIDE DRIVE UNIT N-05?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $225,000, this home is listed about 77% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2600 HARBOURSIDE DRIVE UNIT N-05?+
Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LONGBOAT KEY 34228 market on paper
$225,000 is 65% below the LONGBOAT KEY 34228 median of $649,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
889 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $250,000, now $225,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LBRE LLC · Jennifer Wilson. MLS #A4600583.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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