2625 TERRA CEIA BAY BOULEVARD UNIT 401, PALMETTO, FL, 34221
Active996 days on marketListed Nov 13, 2023MLS #A4589340
About this home
2625 TERRA CEIA BAY BOULEVARD UNIT 401
TERRA CEIA BAY CLUB AND THE ESTUARIES II, Welcomes you to your next vacation destination. New to the rental market is this absolutely beautiful condo featuring 2 bedrooms, 2 bathrooms and a combination family room/ dining area overlooking TERRA CEIA BAY with a western exposure. If you are ready for breathtaking sunsets then this 4th story condo will provide you exactly what you are looking for. Imaging sitting in your screened in lanai with your favorite beverage and a meal and soaking in all the bay has to offer. You can smell the fresh air and even see the SUNSHINE SKYWAY BRIDGE. Once you walk through the front door of this condo your eyes will automatically be drawn through the dining area and family room directly to the Bay. Once situated and walking throughout this condo you will be amazed at how well decorated this condo is and how well everything flows together. You will love the bright coastal accents that this condo has and it will make you feel right at home. Terra Ceia Bay Club has an onsite restaurant, tennis courts, swimming pool and a golf course all for your enjoyment with a membership fee for what you are interested in. There is a community pool for this building just a short distance away. Terra Ceia Bay Club also boasts a community fishing pier for your enjoyment. Terra Ceia Bay Club is centrally located just a few miles to Palmetto's waterfront district and the Manatee River and Bradenton's Waterfront just over the bridge. Interested in going to St. Petersburg, Tampa or Sarasota then ease of access to I-75 and US 19 are just a few minutes away. Contact us today for all the details you will not be disappointed.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,349
Sqft
1.6 ac
Lot size
1997
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$3 vs $208
Days on market
996 vs 54 typical
Where $3/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
222 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2625 TERRA CEIA BAY BOULEVARD UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
2625 TERRA CEIA BAY BOULEVARD UNIT 501 · same community
3 bd · 2 ba · 1,349 sqft · $278/sqft · 96 DOM
Sold · Dec ’25$290,000
2625 TERRA CEIA BAY BOULEVARD UNIT 406 · same community
3 bd · 2 ba · 1,350 sqft · $215/sqft · 0 DOM
Sold · Feb ’26$239,000
2625 TERRA CEIA BAY BOULEVARD UNIT 504 · same community
2 bd · 2 ba · 1,227 sqft · $195/sqft · 354 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2625 TERRA CEIA BAY BOULEVARD UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2625 TERRA CEIA BAY BOULEVARD UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2625 TERRA CEIA BAY BOULEVARD UNIT 401 FAQs
What would the monthly payment be for 2625 TERRA CEIA BAY BOULEVARD UNIT 401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2625 TERRA CEIA BAY BOULEVARD UNIT 401?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $3,495, this home is listed about 99% below the Palmetto median of $395,318. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Palmetto market on paper
$3,495 is 99% below the Palmetto median of $395,318, and at $3/sqft it sits under the Palmetto average of $233.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
996 days on market against a Palmetto median of 54 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PERLA'S PROPERTIES, LLC · Perla Whitaker. MLS #A4589340.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palmetto homes, in your inbox
Like 2625 TERRA CEIA BAY BOULEVARD UNIT 401 but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →