David Ramirez
$899,999$1,199,999$5,595 /mo all-in ↓

SILVER OAK DRIVE, PORT SAINT LUCIE, FL, 34952

Active1019 days on marketListed Oct 10, 2023MLS #A4585447

Reduced $300KST LUCIE GARDENS SUB

About this home

SILVER OAK DRIVE

A spectacular opportunity awaits you on this RM-5 commercial zoning vacant land. Located very close to shopping centers and restaurants, minutes to the highways, surrounded by gated communities, and just minutes to the beaches. Can be sub-divided for endless opportunities. Buyer to do due diligence prior to offer. Adjacent lot is also available for sale. Possible package deal (different sellers). 4.62 acres in size, plenty of room

Facts & features

The home at a glance

4.62 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2022)$2,898/yr

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,595 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2022 actual bill$242
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $90,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $90,000
Interest rate6.00%
Loan term

Estimated payment

$5,595/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$242
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Port Saint Lucie

Map of SILVER OAK DRIVE

Get to know Port Saint Lucie. See the full Port Saint Lucie guide →

PORT SAINT LUCIE 34952 — neighborhood snapshot

Population

41,679

Median age

51

Median income

$60,123

Median home value

$242,100

Avg household

2.28

Households w/ children

3,395

For the school run

St. Lucie County School District

ElementarySavanna Ridge Elementary School★★★★
ElementaryNorthport K-8 School★★★★★
ElementaryVillage Green Environmental Studies School★★★★★
ElementaryMorningside Elementary School★★★★★
MiddleSouthport Middle School★★★★★
ElementaryMariposa Elementary School★★★★★
HighTreasure Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Saint Lucie market

$390K$300K

Port Saint Lucie median sold, yr/yr

Median sold price, Port Saint Lucie, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 393% above the PORT SAINT LUCIE 34952 median. See the full Port Saint Lucie market guide →

Paper trail

This home's history

CurrentPrice reduced to $899,999 $300K
Oct 10, 2023Listed at $1,199,999 · 1019 days on market since

Reality check

What actually sold near SILVER OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12 Lake Vista Trail # 203, Port St. Lucie FL 34952Sold · Jun ’26

$80,000

12 Lake Vista Trail # 203, Port St. Lucie FL 34952

1 bd · 1.5 ba · 800 sqft · $100/sqft · 82 DOM

8 Lake Vista Trail # 103, Port St. Lucie FL 34952Sold · Dec ’25

$113,000

8 Lake Vista Trail # 103, Port St. Lucie FL 34952

1 bd · 1.5 ba · 800 sqft · $141/sqft · 100 DOM

2625 Caper Court, Port St. Lucie FL 34952Sold · Jul ’26

$169,900

2625 Caper Court, Port St. Lucie FL 34952

2 bd · 2 ba · 900 sqft · $189/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about SILVER OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SILVER OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

SILVER OAK DRIVE FAQs

What would the monthly payment be for SILVER OAK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,595/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SILVER OAK DRIVE?+

The most recent tax bill on record (2022) was $2,898. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Saint Lucie?+

At $899,999, this home is listed about 300% above the Port Saint Lucie median of $225,000. The market section on this page shows how the area is trending.

Which schools are assigned to SILVER OAK DRIVE?+

Savanna Ridge Elementary School (elementary), Northport K-8 School (elementary), Village Green Environmental Studies School (elementary), Morningside Elementary School (elementary), Southport Middle School (middle), Mariposa Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$899,999 runs 393% above the PORT SAINT LUCIE 34952 median.

02Time on market is leverage

1019 days on market against a Port Saint Lucie median of 492 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Savanna Ridge Elementary School, Northport K-8 School, Village Green Environmental Studies School, Morningside Elementary School, Southport Middle School, Mariposa Elementary School, Treasure Coast High School — Morningside Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,199,999, now $899,999 — a $300K cut. The full history is in the market section below.

Listing courtesy of STARLINK REALTY · Abe Prawiradilaga. MLS #A4585447.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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