David Ramirez
$5,000$7,9502 bd2 ba1,256 sqft$4 /sqft$196 /mo all-in ↓

5855 MIDNIGHT PASS ROAD UNIT 426, SARASOTA, FL, 34242

Active1062 days on marketListed Sep 7, 2023MLS #A4581930

Priced 99% below the SARASOTA 34242 medianReduced $3KCondominiumHARBOR TOWERS Y & R

About this home

5855 MIDNIGHT PASS ROAD UNIT 426

Listing reflects peak season rate. Available peak season months: January 2027-April 2027. Off season rates start at $5,000. Discover Turquoise Turtle, a beautiful 2-bedroom, 2-bathroom condo nestled within the luxurious Harbor Towers Yacht & Racquet Club on Siesta Key. This charming beach palace is your true coastal getaway, offering a prime location and resort-style amenities. From the moment you park in your assigned spot, you'll feel the resort vibe. Step into the beautifully remodeled lobby and take the elevator to the fourth floor, where the inviting blue hues of Turquoise Turtle welcome you to paradise. Inside, you'll find modern beach decor and an updated galley kitchen, designed for your comfort. The primary bedroom features a king-sized bed, while the second bedroom offers a comfortable queen bed. A sleeper sofa in the living area accommodates two additional guests, allowing the condo to comfortably sleep up to 6 guests. The two bathrooms are clean and functional, and the split floor plan ensures privacy for all guests. Step out onto your private balcony and enjoy views of the world-famous Siesta Key Beach directly across the street! You'll be just minutes away by foot, and a quick trolley, bike, or golf cart ride will take you to Siesta Key Village's delicious restaurants and vibrant shops. Harbor Towers boasts an array of amazing amenities, including two heated pools, three Har-Tru tennis courts, and an outdoor patio overlooking one of Siesta Key's largest marinas. Notably, the community is located directly on the Intracoastal Waterway, and for boat enthusiasts, you are able to register with the HOA to dock your boat right on-site. The community also offers convenient washers and dryers on every floor and a fitness room. Don't wait – book your ultimate Siesta Key vacation at Turquoise Turtle today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,256

Sqft

0 ac

Lot size

1976

Year built

One

Levels

$4

Per sqft

Turnkey

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

FacesWest
ParkingGuest · Reserved
ExteriorSliding Doors

Community & fees

PetsNo
CommunityBoat Slip · Dock · Fishing · Marina · Water Access · Fitness Center · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$196 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$29
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $175
Interest rate6.00%
Loan term

Estimated payment

$196/mo

Principal & interest$29
FHA mortgage insurance (est.)$2
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$4 vs $343

Days on market

1062 vs 62 typical

Where $4/sqft sits among the 400 Sarasota actives

106 · this home
152
48
37
25
32
$4–249$249–494$494–739$739–984$984–1229$1229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 5855 MIDNIGHT PASS ROAD UNIT 426

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$495K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

152 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,000 $3K
Sep 7, 2023Listed at $7,950 · 1062 days on market since
1976Built · HARBOR TOWERS Y & R

Reality check

What actually sold near 5855 MIDNIGHT PASS ROAD UNIT 426

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5855 MIDNIGHT PASS ROAD UNIT 327Sold · Jun ’26

$652,000

5855 MIDNIGHT PASS ROAD UNIT 327 · same community

2 bd · 2 ba · 1,165 sqft · $560/sqft · 146 DOM

5855 MIDNIGHT PASS ROAD UNIT 311Sold · Feb ’26

$640,000

5855 MIDNIGHT PASS ROAD UNIT 311 · same community

2 bd · 2 ba · 1,165 sqft · $549/sqft · 359 DOM

5855 MIDNIGHT PASS ROAD UNIT 404Sold · May ’26

$595,000

5855 MIDNIGHT PASS ROAD UNIT 404 · same community

2 bd · 2 ba · 1,152 sqft · $516/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5855 MIDNIGHT PASS ROAD UNIT 426 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5855 MIDNIGHT PASS ROAD UNIT 426 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5855 MIDNIGHT PASS ROAD UNIT 426 FAQs

What would the monthly payment be for 5855 MIDNIGHT PASS ROAD UNIT 426?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5855 MIDNIGHT PASS ROAD UNIT 426?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $5,000, this home is listed about 99% below the Sarasota median of $569,945. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the SARASOTA 34242 market on paper

$5,000 is 99% below the SARASOTA 34242 median of $483,000, and at $4/sqft it sits under the Sarasota average of $498.

02Time on market is leverage

1062 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $7,950, now $5,000 — a $3K cut. The full history is in the market section below.

Listing courtesy of ASCENDIA REAL ESTATE · Beth Dilley. MLS #A4581930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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