2323 CHAPEL DRIVE, PORT CHARLOTTE, FL, 33953
Active1109 days on marketListed Jul 21, 2023MLS #A4577228
About this home
2323 CHAPEL DRIVE
This exceptional property features a saltwater canal with no HOA fees or deed restrictions. It has direct access to the Myakka River, Charlotte Harbor and the Gulf of Mexico. It offers a perfect location for fishing enthusiasts. Enjoy the convenience of fishing from your boat or simply relaxing in your backyard while embracing waterfront living at its finest.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$992 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 422% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2323 CHAPEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$285,000
13460 TOLMAN AVENUE · same community
3 bd · 2 ba · 1,712 sqft · $166/sqft · 525 DOM
Sold · Apr ’26$347,000
2355 JACOBS STREET · same community
4 bd · 3 ba · 2,117 sqft · $164/sqft · 415 DOM
Sold · Apr ’26$720,000
13314 PRENTICE AVENUE · same community
3 bd · 3 ba · 2,150 sqft · $335/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2323 CHAPEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2323 CHAPEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2323 CHAPEL DRIVE FAQs
What would the monthly payment be for 2323 CHAPEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $992/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2323 CHAPEL DRIVE?+
The most recent tax bill on record (2022) was $874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $120,000, this home is listed about 64% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2323 CHAPEL DRIVE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$120,000 runs 422% above the PORT CHARLOTTE 33953 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1109 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE ELITE REALTY LLC · Carrie Ann Lichon. MLS #A4577228.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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