David Ramirez
$49,999$499,999≈$497 /mo all-in ↓

SW 316TH AVENUE, CROSS CITY, FL, 32628

Active1863 days on marketMLS #A4476107

✦ Priced 68% below the CROSS CITY 32628 median✦ Reduced $450KFL HWY FRONTAGE US 19

About this home

SW 316TH AVENUE

is by a highway located, almost 4 acres combined of 5 total adjacent commercial vacant lots, package deal by NW Hwy 19 & SW 136th Ave, tons of exposures, close to everything, strategic area, build your business on them and start your productions, as-is, nice area, look no further!

Facts & features

The home at a glance

3.76 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2019)$249/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$497 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$294
FHA mortgage insurance (est.)$22
Property tax — 2019 actual bill$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,750
Interest rate6.00%
Loan term

Estimated payment

$497/mo

Principal & interest$294
FHA mortgage insurance (est.)$22
Property taxes (actual bill)$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cross City

Map of SW 316TH AVENUE

Get to know Cross City. See the full Cross City guide →

CROSS CITY 32628 — neighborhood snapshot

Population

5,423

Median age

39.7

Median income

$42,029

Median home value

$96,600

Avg household

2.37

Households w/ children

550

For the school run

Dixie County School District

ElementaryJames M. Anderson Elementary School★★★★★
HighDixie County High School★★★★★
ElementaryOld Town Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cross City market

Seller’s marketLeans buyer — 24.0 months of inventoryBuyer’s market

$70K → $630K

Cross City median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

Median sold price, Cross City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the CROSS CITY 32628 median. See the full Cross City market guide →

Paper trail

This home's history

CurrentPrice reduced to $49,999 ▼ $450K

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about SW 316TH AVENUE — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SW 316TH AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

SW 316TH AVENUE FAQs

What would the monthly payment be for SW 316TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $497/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SW 316TH AVENUE?+

The most recent tax bill on record (2019) was $249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cross City?+

At $49,999, this home is listed about 76% below the Cross City median of $207,000. The market section on this page shows how the area is trending.

Which schools are assigned to SW 316TH AVENUE?+

James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CROSS CITY 32628 market on paper

$49,999 is 68% below the CROSS CITY 32628 median of $155,000.

02Time on market is leverage

1863 days on market against a Cross City median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $499,999, now $49,999 — a $450K cut. The full history is in the market section below.

Listing courtesy of STARLINK REALTY · Abe Prawiradilaga. MLS #A4476107.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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