David Ramirez
$7,2002 bd2 ba1,393 sqft$5 /sqft$924 /mo all-in ↓

4825 GULF OF MEXICO DRIVE UNIT 605, LONGBOAT KEY, FL, 34228

Active2102 days on marketMLS #A4452938

Priced 99% below the LONGBOAT KEY 34228 medianWaterfrontCondominiumWESTCHESTER CONDO APTS UN 3

About this home

4825 GULF OF MEXICO DRIVE UNIT 605

This magnificent Gulf front vacation retreat sits on the 6th floor of the beautiful Westchester of Longboat Key, boasting expansive full Gulf views. This is a stunning property situated on a 7-acre stretch of white, powdery beaches and meticulously manicured landscape. The amenities can’t be beat and include 2 heated pools, tennis court, Clubhouse, shuffleboard, private Tiki-huts, & covered parking. As you step into this beautiful 2 bedroom 2 bath turnkey furnished condo, you will find tiled floors throughout and a split floor plan. The large family room has beautiful views of the Gulf, from the sliding glass doors that open to your screened-in balcony. Cable & Wi-Fi Included. There is a gorgeous chandelier over the quaint dining table with 4 chairs, where everyone can gather for a wonderful meal. The kitchen boasts gorgeous granite counters and white cabinetry a ceiling fan, & recessed lighting. The Master has a King-sized bed, TV, & opens to the balcony.  The en-suite Master Bath offers double sinks, a shower stall and large walk-in closet.  The adorable guest bedroom boast 2 twin beds to share, a ceiling fan, and a guest bathroom with tub/shower. Ideally located near everything the area has to offer, including world-class dining & shopping of historical St. Armand’s. There are plenty of outdoor activities as well to keep you busy, such as kayak rentals, bicycle rentals, and take a quiet stroll through Bayfront Park. Your quaint & cozy retreat awaits you! Sorry, no furry friends thank you.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,393

Sqft

1.09 ac

Lot size

1970

Year built

One

Levels

$5

Per sqft

WaterfrontWater viewTurnkey

Inside

AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Range · Refrigerator
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

ViewWater

Community & fees

Taxes (2021)$8,616/yr
PetsNo
CommunityWater Access · Waterfront · Pool · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$924 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$42
FHA mortgage insurance (est.)$3
Property tax — 2021 actual bill$718
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $252Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $252
Interest rate6.00%
Loan term

Estimated payment

$924/mo

Principal & interest$42
FHA mortgage insurance (est.)$3
Property taxes (actual bill)$718
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Longboat Key actives

$5 vs $693

Days on market

2102 vs 95 typical

Where $5/sqft sits among the 244 Longboat Key actives

10 · this home
113
65
24
14
18
$5–350$350–695$695–1040$1040–1385$1385–1730$1730+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 4825 GULF OF MEXICO DRIVE UNIT 605

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

105 of 244

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

1970Built · WESTCHESTER CONDO APTS UN 3

Reality check

What actually sold near 4825 GULF OF MEXICO DRIVE UNIT 605

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4325 GULF OF MEXICO DRIVE UNIT 102Sold · Dec ’25

$950,000

4325 GULF OF MEXICO DRIVE UNIT 102

2 bd · 2 ba · 1,336 sqft · $711/sqft · 30 DOM

542 SUTTON PLACESold · Nov ’25

$315,000

542 SUTTON PLACE

3 bd · 2.5 ba · 1,450 sqft · $217/sqft · 9 DOM

4320 FALMOUTH DRIVE UNIT 301Sold · Jan ’26

$585,000

4320 FALMOUTH DRIVE UNIT 301

2 bd · 2 ba · 1,316 sqft · $445/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4825 GULF OF MEXICO DRIVE UNIT 605 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4825 GULF OF MEXICO DRIVE UNIT 605 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4825 GULF OF MEXICO DRIVE UNIT 605 FAQs

What would the monthly payment be for 4825 GULF OF MEXICO DRIVE UNIT 605?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $924/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4825 GULF OF MEXICO DRIVE UNIT 605?+

The most recent tax bill on record (2021) was $8,616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4825 GULF OF MEXICO DRIVE UNIT 605?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $7,200, this home is listed about 99% below the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4825 GULF OF MEXICO DRIVE UNIT 605?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LONGBOAT KEY 34228 market on paper

$7,200 is 99% below the LONGBOAT KEY 34228 median of $640,000, and at $5/sqft it sits under the Longboat Key average of $850.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

2102 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of GULF COAST REALTY & MANAGEMENT · Jaime Barcelo. MLS #A4452938.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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