David Ramirez
$5,0002 bd2 ba1,568 sqft$3 /sqft$493 /mo all-in ↓

293 HIDDEN BAY DRIVE UNIT 203, OSPREY, FL, 34229

Active2846 days on marketMLS #A4410764

Priced 99% below the OSPREY 34229 medianCondominiumHIDDEN BAY

About this home

293 HIDDEN BAY DRIVE UNIT 203

AVAILABLE 2027 SEASON. TURNKEY FURNISHED RENTAL! GATED, WATER VIEWS! WATERFRONT COMMUNITY IN OSPREY! 2 Bedroom 2 bath plus den. Den has French doors. Lots of light from this second-floor end unit condo. Front door has disappearing screen for fresh Air. TURNKEY FURNISHED. Completely renovated. NO CARPET. Porcelain tile thru out. Granite counters and high ceilings. Front loading washer & dryer inside unit. Nicely renovated with closet barn doors. Stainless appliances. Detached one car garage immediately in front of condo and plenty of parking. PET OKAY with owner approval and nonrefundable pet fee. Resort style community pool, heated spa, fitness room, tennis courts, reading room, BBQ area with covered bar for guests, community clubhouse with kitchen. Short distance to shores of Little Sarasota Bay, Casey Key, Siesta Key. Fishing pier. Easy commute to shopping, restaurants and more. NO CATS. OWNER HAS ALLERGIES. CALL AGENT FOR MORE INFORMATION. Rentals under 6 months are subject to Sales and Tourist tax(13%). Note that rates are subject to change without notice and reservations are not guaranteed until initial reservation deposit is received.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,568

Sqft

1

Garage

2000

Year built

Two

Levels

$3

Per sqft

Water viewTurnkeyPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral
FurnishedTurnkey

Outside & construction

ViewWater
ParkingAssigned · Garage Door Opener · Guest

Community & fees

Taxes (2021)$3,620/yr
PetsPet Deposit, Size Limit, Yes
CommunityFishing · Waterfront · Fitness Center · Gated · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesUnderground Utilities
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$493 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$29
FHA mortgage insurance (est.)$2
Property tax — 2021 actual bill$302
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $175
Interest rate6.00%
Loan term

Estimated payment

$493/mo

Principal & interest$29
FHA mortgage insurance (est.)$2
Property taxes (actual bill)$302
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Osprey actives

$3 vs $331

Days on market

2846 vs 57 typical

Where $3/sqft sits among the 96 Osprey actives

1 · this home
42
37
8
3
5
$3–160$160–316$316–472$472–629$629–785$785+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarabay Acres

Map of 293 HIDDEN BAY DRIVE UNIT 203 inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Sarabay Acres — neighborhood snapshot

Population

1,075

Median age

65

Median income

$54,735

Median home value

$363,400

Avg household

2

Households w/ children

14%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

52 of 96

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

2000Built · HIDDEN BAY

Reality check

What actually sold near 293 HIDDEN BAY DRIVE UNIT 203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3370 NE 190th Street # 1815, Miami FL 33180Sold · Aug ’25

$667,500

3370 NE 190th Street # 1815, Miami FL 33180 · same community

2 bd · 2.5 ba · 1,660 sqft · $402/sqft · 136 DOM

260 HIDDEN BAY DRIVE UNIT 305Sold · Feb ’26

$727,500

260 HIDDEN BAY DRIVE UNIT 305 · same community

3 bd · 2.5 ba · 2,168 sqft · $336/sqft · 257 DOM

3858 CASEY KEYSold · Feb ’26

$2,500,000

3858 CASEY KEY

3 bd · 2 ba · 1,729 sqft · $1,446/sqft · 366 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 293 HIDDEN BAY DRIVE UNIT 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 293 HIDDEN BAY DRIVE UNIT 203 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

293 HIDDEN BAY DRIVE UNIT 203 FAQs

What would the monthly payment be for 293 HIDDEN BAY DRIVE UNIT 203?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $493/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 293 HIDDEN BAY DRIVE UNIT 203?+

The most recent tax bill on record (2021) was $3,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 293 HIDDEN BAY DRIVE UNIT 203?+

The listing reports pets: Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $5,000, this home is listed about 99% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 293 HIDDEN BAY DRIVE UNIT 203?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OSPREY 34229 market on paper

$5,000 is 99% below the OSPREY 34229 median of $499,900, and at $3/sqft it sits under the Osprey average of $401.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

2846 days on market against a Osprey median of 57 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of WAGNER REALTY · Alba Lange. MLS #A4410764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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