2625 TERRA CEIA BAY BOULEVARD UNIT 802, PALMETTO, FL, 34221
Active3086 days on marketMLS #A4197740
About this home
2625 TERRA CEIA BAY BOULEVARD UNIT 802
TERRA CEIA BAY CLUB AND THE ESTUARIES II. If you are ready for breathtaking sunsets then this 8th floor condo will provide you exactly what you are looking for. Imaging sitting in your screened in lanai with your favorite beverage and a meal and soaking in all the bay has to offer. You can smell the fresh air and even see the SUNSHINE SKYWAY BRIDGE. Once you walk through the front door of this condo your eyes will automatically be drawn through the dining area and family room directly to the Bay. Just North of the Manatee River and just minutes from Regatta Pointe Marina. This is a 2 bedroom 2 bathroom 8th floor condo that has an unobstructed view of Terra Ceia Bay and a western exposure to enjoy a beautiful sunset from your screened lanai. The master bedroom has queen size bed with ample closet space in the walk in closet. The guest room has a full size bed with a TV. This community is gated, offers a boardwalk, fishing pier, golfing and a community pool. There is also onsite dining, a clubhouse, tiki bar, pro shop. There are many activities for you to enjoy. Bring your bicycles, fishing poles and your walking shoes. The Ellenton Prime Outlet Mall is only 10 minutes away or cross over the Green Bridge and you are in Bradenton with more shopping, library, pubs, marina, fine dining or take a River Boat cruise and enjoy the views. You will enjoy easy access to I-75, I -275 and St. Petersburg, Sarasota and you are 20 minutes to the most beautiful beaches on the west coast of Florida. (High season is January 1st - March 31st).
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,148
Sqft
1997
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$572 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$572/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$2 vs $205
Days on market
3086 vs 57 typical
Where $2/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
232 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2625 TERRA CEIA BAY BOULEVARD UNIT 802
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$405,000
214 BIMINI DRIVE
2 bd · 2 ba · 1,152 sqft · $352/sqft · 334 DOM
Sold · Mar ’26$219,000
57 EDESSA DRIVE
2 bd · 2 ba · 1,128 sqft · $194/sqft · 5 DOM
Sold · Jun ’26$225,000
1212 8TH STREET W
3 bd · 1.5 ba · 1,117 sqft · $201/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2625 TERRA CEIA BAY BOULEVARD UNIT 802 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2625 TERRA CEIA BAY BOULEVARD UNIT 802 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2625 TERRA CEIA BAY BOULEVARD UNIT 802 FAQs
What would the monthly payment be for 2625 TERRA CEIA BAY BOULEVARD UNIT 802?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $572/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2625 TERRA CEIA BAY BOULEVARD UNIT 802?+
The most recent tax bill on record (2021) was $4,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2625 TERRA CEIA BAY BOULEVARD UNIT 802?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,395, this home is listed about 99% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Palmetto market on paper
$2,395 is 99% below the Palmetto median of $394,999, and at $2/sqft it sits under the Palmetto average of $231.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
3086 days on market against a Palmetto median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,800, now $2,395 — a $405 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PERLA'S PROPERTIES, LLC · Perla Whitaker. MLS #A4197740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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