2970 Saint Johns Ave # 0, Jacksonville FL 32205, JACKSONVILLE, FL, 32205
Active29 days on marketListed Jul 16, 2026MLS #A12054614
About this home
2970 Saint Johns Ave # 0, Jacksonville FL 32205
Inquiries made by phone receive expedited response Application required prior to scheduling a showing. Available September 30th. Phone inquiries received immediate responses. Location is everything, and the historic Riverside-Avondale historic district is widely regarded as one of Northeast Florida’s most culturally rich neighborhoods. Step outside your secure entryway and find yourself just minutes away from the postcard-perfect streets of the Avondale Shoppes. This pedestrian-friendly commercial strip is celebrated for its award-winning fine dining, cozy artisanal coffee houses, high-end fashion boutiques, local art galleries, and everyday convenience stores. The surrounding neighborhood is characterized by its magnificent canopy of century-old live oaks, sweeping Spanish moss, and an eclectic mix of early 20th-century Mediterranean, Tudor, and Prairie-school architecture. For outdoor enthusiasts, the property is located mere steps from local urban green spaces including Mom’s Park and Cherry Street Park, offering serene spaces for morning strolls, reading, and community interaction. Furthermore, the property is highly convenient for families and academics alike, served by top-rated public and private institutions including West Riverside Elementary, Lake Shore Middle, and Riverside High School.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2
Garage
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Riverside
Get to know Jacksonville. See the full Jacksonville guide →
Riverside — neighborhood snapshot
Population
10,158
Median age
43
Median income
$71,507
Median home value
$379,228
Avg household
2
Households w/ children
607
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$330K → $309K
Jacksonville median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the JACKSONVILLE 32205 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2970 Saint Johns Ave # 0
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$195,000
2858 DOWNING STREET
3 bd · 1 ba · 1,080 sqft · $181/sqft · 17 DOM
Sold · Aug ’25$380,000
2231 POST STREET
3 bd · 2 ba · 1,288 sqft · $295/sqft · 199 DOM
Sold · Mar ’26$519,900
3578 HERSCHEL STREET
3 bd · 2 ba · 1,379 sqft · $377/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2970 Saint Johns Ave # 0 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2970 Saint Johns Ave # 0 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2970 Saint Johns Ave # 0 FAQs
What would the monthly payment be for 2970 Saint Johns Ave # 0, Jacksonville FL 32205?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Jacksonville?+
At $1,250, this home is listed about 100% below the Jacksonville median of $298,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2970 Saint Johns Ave # 0, Jacksonville FL 32205?+
West Riverside Elementary School (elementary), Riverside High School (high), Lake Shore Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Maria Ottinger R.E Broker · Maria Ottinger. MLS #A12054614.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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