1040 Biscayne Blvd # 3802, Miami FL 33132, MIAMI, FL, 33132
Active24 days on marketListed Jul 15, 2026MLS #A12054130
About this home
1040 Biscayne Blvd # 3802, Miami FL 33132
Experience elevated living in this renovated, high-floor residence at Ten Museum Park. Perched on the 38th floor, this sophisticated 2-bedroom plus den, 2.5-bath home spans 1,872 square feet beneath dramatic 20-foot ceilings, creating an exceptional sense of volume and light. Expansive floor-to-ceiling glass frames sweeping views of the Atlantic Ocean, Biscayne Bay, South Beach, and the downtown Miami skyline. The thoughtfully redesigned interior features large-format porcelain flooring throughout, a sculptural kitchen island, a pantry, and a versatile den ideal for a home office or media lounge. The primary suite is a private retreat, enclosed in floor-to-ceiling glass and reimagined with a beautifully renovated spa-inspired bath and an oversized walk-in closet. Ten Museum Park offers a refined, full-service lifestyle with five resort-style pools, a state-of-the-art fitness center, the Clinique La Prairie Spa, and exclusive beach club membership.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,802
Sqft
2
Garage
2007
Year built
2
Levels
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$6 vs $513
Days on market
24 vs 66 typical
Where $6/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Get to know Miami. See the full Miami guide →
Downtown — neighborhood snapshot
Population
24,316
Median age
38
Median income
$108,427
Median home value
$557,583
Avg household
2
Households w/ children
1,166
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the MIAMI 33132 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 1040 Biscayne Blvd # 3802
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,450,000
1040 Biscayne Blvd # 2904, Miami FL 33132 · same community
2 bd · 2.5 ba · 1,906 sqft · $761/sqft · 139 DOM
Sold · Jun ’26$1,700,000
950 BRICKELL BAY DRIVE # 5505, Miami FL 33131
3 bd · 3 ba · 1,926 sqft · $883/sqft · 87 DOM
Sold · Jan ’26$1,500,000
55 SW 9th St, Miami FL 33130
3 bd · 3.5 ba · 2,129 sqft · $705/sqft · 241 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1040 Biscayne Blvd # 3802 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1040 Biscayne Blvd # 3802 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1040 Biscayne Blvd # 3802 FAQs
What would the monthly payment be for 1040 Biscayne Blvd # 3802, Miami FL 33132?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $239/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Miami?+
At $10,900, this home is listed about 98% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1040 Biscayne Blvd # 3802, Miami FL 33132?+
Frederick R. Douglass Elementary (elementary), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Insignia International Properties · Darin Feldman PA. MLS #A12054130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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