9011 SW 227th St # 2, Cutler Bay FL 33190, CUTLER BAY, FL, 33190
Active34 days on marketListed Jul 14, 2026MLS #A12053608
About this home
9011 SW 227th St # 2, Cutler Bay FL 33190
Welcome to this well maintained 2-bedroom, 2.5-bath townhouse in one of Cutler Bay's desirable gated communities! Freshly painted and move-in ready, this spacious home features an open and functional floor plan with granite countertops, tile flooring throughout the main living areas, and carpet on the second floor. Enjoy peaceful lake views from your home, creating the perfect setting to relax after a long day. The property also includes two assigned parking spaces for your convenience. Ideally located just minutes from the Turnpike, Black Point Marina, shopping, dining, schools, parks and easy access to the Florida Keys, this home offers the perfect combination of comfort, convenience, and South Florida living. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this townhouse is a must-see! Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,458
Sqft
2013
Year built
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,323 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,323/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Cutler Bay actives
$254 vs $322
Days on market
34 vs 56 typical
Where $254/sqft sits among the 223 Cutler Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33190 — neighborhood snapshot
Population
17,280
Median age
35.1
Median income
$75,876
Median home value
$371,200
Avg household
3.13
Households w/ children
2,484
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
25 of 223
Cutler Bay actives have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the CUTLER BAY 33190 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 9011 SW 227th St # 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$380,000
9105 SW 227th St # 9, Cutler Bay FL 33190
2 bd · 2.5 ba · 1,458 sqft · $261/sqft · 86 DOM
Sold · Mar ’26$299,000
9217 SW 227TH STREET UNIT 3
3 bd · 2.5 ba · 1,459 sqft · $205/sqft · 92 DOM
Sold · Jan ’26$555,000
10279 SW 225th Ln, Cutler Bay FL 33190
3 bd · 2 ba · 1,480 sqft · $375/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9011 SW 227th St # 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9011 SW 227th St # 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9011 SW 227th St # 2 FAQs
What would the monthly payment be for 9011 SW 227th St # 2, Cutler Bay FL 33190?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,323/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9011 SW 227th St # 2, Cutler Bay FL 33190?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9011 SW 227th St # 2, Cutler Bay FL 33190?+
The most recent tax bill on record (2025) was $8,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cutler Bay?+
At $370,000, this home is listed about 36% below the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 9011 SW 227th St # 2, Cutler Bay FL 33190?+
Goulds Elementary School (elementary), Cutler Bay Middle (middle), Miami Southridge Senior High (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Iconic Miami Realty · Belmis Montesino. MLS #A12053608.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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