12945 SW 29th St, Miramar FL 33027, MIRAMAR, FL, 33027
Active25 days on marketListed Jul 15, 2026MLS #A12053209
About this home
12945 SW 29th St, Miramar FL 33027
Beautifully maintained 3-bedroom, 2.5-bath townhome in the sought-after gated community of Harbour Lakes in Miramar! This move-in-ready home features updated appliances, laminate flooring upstairs, a spacious renovated patio with a nice Pergola ideal for entertaining, a one-car garage, and a two-car driveway. Enjoy resort-style amenities including a community pool, gated entry, and access to Monarch Lakes Park with tennis and basketball courts plus a playground. Ideally located near Publix, shopping, restaurants, top-rated schools, healthcare, I-75, and major commuter routes, this home offers the perfect blend of comfort, convenience, and lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,518
Sqft
1
Garage
2002
Year built
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.3%
$/sqft vs Miramar actives
$323 vs $320
Days on market
25 vs 44 typical
Where $323/sqft sits among the 400 Miramar actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Monarch Lakes
Get to know Miramar. See the full Miramar guide →
Monarch Lakes — neighborhood snapshot
Population
5,623
Median age
42
Median income
$126,148
Median home value
$531,541
Avg household
3
Households w/ children
819
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miramar market
$1.3M → $580K
Miramar median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
33 of 400
Miramar actives have cut their price
Median sold price, Miramar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the MIRAMAR 33027 median. See the full Miramar market guide →
Paper trail
This home's history
Reality check
What actually sold near 12945 SW 29th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$480,000
2888 SW 129th Ave, Miramar FL 33027 · same community
3 bd · 2.5 ba · 1,518 sqft · $316/sqft · 25 DOM
Sold · Apr ’26$470,000
2802 SW 128 Way, Miramar FL 33027 · same community
3 bd · 2.5 ba · 1,508 sqft · $312/sqft · 96 DOM
Sold · Mar ’26$470,000
2872 SW 127th Way, Miramar FL 33027 · same community
4 bd · 2.5 ba · 1,718 sqft · $274/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12945 SW 29th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12945 SW 29th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12945 SW 29th St FAQs
What would the monthly payment be for 12945 SW 29th St, Miramar FL 33027?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,229/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12945 SW 29th St, Miramar FL 33027?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12945 SW 29th St, Miramar FL 33027?+
The most recent tax bill on record (2025) was $8,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miramar?+
At $489,900, this home is listed about 6% below the Miramar median of $519,948. The market section on this page shows how the area is trending.
Which schools are assigned to 12945 SW 29th St, Miramar FL 33027?+
Coconut Palm Elementary School (elementary), New Renaissance Middle School (middle), Everglades High School (high) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,900 runs 145% above the MIRAMAR 33027 median.
02Other View views
The other view view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Coconut Palm Elementary School, New Renaissance Middle School, Everglades High School — Everglades High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Gerardo Gonzalez. MLS #A12053209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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