3551 NW 20th St, Miami FL 33142, MIAMI, FL, 33142
Active25 days on marketListed Jul 13, 2026MLS #A12052663
About this home
3551 NW 20th St, Miami FL 33142
Need a place to dock your 60-ft yacht in deep water just minutes from Miami International Airport—and enjoy a stylish pied-à-terre? This Miami River offering delivers it all! Located near Miami Freedom Park in Grapeland Heights, home to the new Soccer Stadium! Beautifully remodeled w/wood & porcelain floors,new kitchen & baths,and a split layout: 3BR/2BA on one wing and a private 1BR/1BA on the other. The family room impresses w/vaulted tongue-and-groove wood ceilings and canal views. Boaters will appreciate the private backyard slip on the Miami River,complete with water and electric at the dock. Major upgrades: reinforced seawall (2018), roof & impact doors and windows (2020).
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,747
Sqft
1958
Year built
$944
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,729 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,729/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+108%
$/sqft vs Miami actives
$944 vs $513
Days on market
25 vs 66 typical
Where $944/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33142 — neighborhood snapshot
Population
56,437
Median age
40.1
Median income
$37,900
Median home value
$298,000
Avg household
2.73
Households w/ children
6,539
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 386% above the MIAMI 33142 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 3551 NW 20th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$780,000
3508 NW 19th Ter, Miami FL 33125
4 bd · 2 ba · 1,675 sqft · $466/sqft · 76 DOM
Sold · Mar ’26$655,000
421 NW 32 COURT
4 bd · 4 ba · 1,842 sqft · $356/sqft · 0 DOM
Sold · Mar ’26$655,000
421 NW 32nd Ct, Miami FL 33125
4 bd · 2 ba · 1,842 sqft · $356/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3551 NW 20th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3551 NW 20th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3551 NW 20th St FAQs
What would the monthly payment be for 3551 NW 20th St, Miami FL 33142?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,729/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3551 NW 20th St, Miami FL 33142?+
The most recent tax bill on record (2025) was $12,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $1,649,000, this home is listed about 170% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3551 NW 20th St, Miami FL 33142?+
Earlington Heights Elementary School (elementary), Brownsville Middle School (middle), Miami Northwestern Senior High (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS EWM Realty · Christine Stiphany. MLS #A12052663.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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