12846 SW 49th Ter, Miami FL 33175, MIAMI, FL, 33175
Active30 days on marketListed Jul 10, 2026MLS #A12051743
About this home
12846 SW 49th Ter, Miami FL 33175
Enjoy lakefront living at its finest! This beautifully updated home features a modern interior with stylish finishes, an open floor plan, and abundant natural light. Move-in ready, the home offers stunning views of a large lake while providing a rare opportunity to create your dream outdoor retreat. The spacious backyard is a blank canvas with plenty of room for a pool, outdoor kitchen, patio, or lush landscaping. Make this waterfront property uniquely yours!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,106
Sqft
1971
Year built
$451
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,433 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,433/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.9%
$/sqft vs Miami actives
$451 vs $513
Days on market
30 vs 66 typical
Where $451/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33175 — neighborhood snapshot
Population
49,611
Median age
49.6
Median income
$79,711
Median home value
$456,600
Avg household
2.86
Households w/ children
4,910
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 211% above the MIAMI 33175 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 12846 SW 49th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$760,000
12812 SW 47th Ter, Miami FL 33175 · same community
3 bd · 2.5 ba · 2,065 sqft · $368/sqft · 40 DOM
Sold · Apr ’26$695,000
4752 SW 127th Ct, Miami FL 33175 · same community
3 bd · 2 ba · 1,364 sqft · $510/sqft · 98 DOM
Sold · Oct ’25$1,125,000
12870 SW 47th St, Miami FL 33175 · same community
5 bd · 3 ba · 3,164 sqft · $356/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12846 SW 49th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12846 SW 49th Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12846 SW 49th Ter FAQs
What would the monthly payment be for 12846 SW 49th Ter, Miami FL 33175?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,433/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12846 SW 49th Ter, Miami FL 33175?+
The most recent tax bill on record (2025) was $9,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $949,999, this home is listed about 56% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12846 SW 49th Ter, Miami FL 33175?+
Joe Hall Elementary School (elementary), W. R. Thomas Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$949,999 runs 211% above the MIAMI 33175 median — but at 2,106 sqft it's also 75% larger than the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Joe Hall Elementary School, W. R. Thomas Middle School, G. Holmes Braddock Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Joe Hall Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Passion Realty Inc · Jose Martinez. MLS #A12051743.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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