4918 SW 195th Ter, Miramar FL 33029, MIRAMAR, FL, 33029
Active26 days on marketListed Jul 15, 2026MLS #A12051683
About this home
4918 SW 195th Ter, Miramar FL 33029
Nestled on an expansive 19,762 SF lakefront lot, this beautifully updated 6 bedroom and 4 and a half bathroom residence offers the perfect blend of luxury, privacy, and everyday comfort. Marble flooring flows throughout the home, complemented by a thoughtfully designed floor plan featuring two bedrooms on the first floor, ideal for guests or multigenerational living. The beautifully renovated gourmet kitchen features new stainless steel appliances, quartz countertops with a striking waterfall edge, & opens seamlessly to the main living areas. The spacious primary suite features dual custom walk-in closets with built-in organizers, while designer-updated bathrooms and modern lighting add a refined, contemporary touch throughout. Step outside to your private backyard retreat featuring a sparkling pool, covered seating area, and summer kitchen, perfect for year-round entertaining. Backing to a preserve with no rear neighbors, the property offers exceptional privacy and a peaceful setting. Additional highlights include newer A/C systems, a new electric water heater, a new generator, and accordion hurricane shutters,. Combining an oversized lakefront lot, quality updates, and an outstanding indoor-outdoor lifestyle, this home is a rare offering in the highly sought-after community of Sunset Lakes. Exceptional location with close proximity to A-rated schools, premier shopping, dining, and major highways, while offering convenient access to both Broward and Miami-Dade counties.
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
4,264
Sqft
3
Garage
2003
Year built
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,050 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,050/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs Miramar actives
$408 vs $320
Days on market
26 vs 44 typical
Where $408/sqft sits among the 400 Miramar actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sunset Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,649/mo median
Live Miramar rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sunset Lakes
Sunset Lakes is a short-term-rental community. See the full guide →
Sunset Lakes — neighborhood snapshot
Population
6,049
Median age
36
Median income
$201,836
Median home value
$757,747
Avg household
3
Households w/ children
895
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miramar market
$1.3M → $580K
Miramar median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
33 of 400
Miramar actives have cut their price
Median sold price, Miramar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 158% above the MIRAMAR 33029 median. See the full Miramar market guide →
Paper trail
This home's history
Reality check
What actually sold near 4918 SW 195th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,117,000
5408 SW 195th Terrace, Miramar FL 33029 · same community
6 bd · 4 ba · 4,072 sqft · $274/sqft · 175 DOM
Sold · May ’26$1,190,000
5413 SW 186th Way, Miramar FL 33029 · same community
6 bd · 4 ba · 4,072 sqft · $292/sqft · 151 DOM
Sold · May ’26$1,131,000
5318 SW 195th Terrace, Miramar FL 33029 · same community
5 bd · 5 ba · 3,999 sqft · $283/sqft · 431 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4918 SW 195th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4918 SW 195th Ter — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4918 SW 195th Ter FAQs
What would the monthly payment be for 4918 SW 195th Ter, Miramar FL 33029?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,050/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4918 SW 195th Ter, Miramar FL 33029?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4918 SW 195th Ter, Miramar FL 33029?+
The most recent tax bill on record (2025) was $18,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4918 SW 195th Ter, Miramar FL 33029 be rented short-term?+
Yes — this home sits inside Sunset Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Miramar?+
At $1,739,000, this home is listed about 234% above the Miramar median of $519,948. The market section on this page shows how the area is trending.
Which schools are assigned to 4918 SW 195th Ter, Miramar FL 33029?+
Sunset Lakes Elementary School (elementary), Everglades High School (high), Glades Middle School (middle) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,739,000 runs 158% above the MIRAMAR 33029 median — but at 4,264 sqft it's also nearly 3 times the size of the typical Miramar listing.
02Zoned for nightly rentals
Sunset Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Strong assigned schools
Sunset Lakes Elementary School, Everglades High School, Glades Middle School — Sunset Lakes Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Real Broker LLC · Sandra Rathe. MLS #A12051683.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Miramar homes, in your inbox
Like 4918 SW 195th Ter, Miramar FL 33029 but not quite? A daily digest of every new listing in Miramar — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →